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DCU credit score

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Community Leader
Senior Contributor

DCU credit score

My score hasn't updated since 12/28. Anybody else not getting an update?
EXP 758 TU 783 EQ 729
Message 1 of 16
15 REPLIES 15
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Established Contributor

Re: DCU credit score

Just checked - no January update for me either.
Personal Credit -
AMEX: Platinum, Gold, Blue Cash Preferred, Schwab Investor
PNC: Cash Rewards, Points
NFCU: Flaghship Rewards, Cash Rewards, More Rewards, CLOC
PSECU: Founders
BB&T: Spectrum Cash Rewards
CapOne: Quicksilver
Discover: IT Chrome, IT
Synchrony: PayPal 2%, PayPal Credit
Barclays: Uber
PenFed: Power Cash Rewards
Alliant: Visa Signature
Store Cards: Target, Macy’s
AU Cards: Citi Rewards+

Business Credit-
AMEX: Delta Gold, Amazon Prime, Simply Cash Plus
Message 2 of 16
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Community Leader
Super Contributor

Re: DCU credit score

 

Same here.  Last monthly score message was on 12/28.



(8/2020)
FICO 8 (EX) 811 (TU) 805 (EQ) 793
FICO 9 (EX) 834 (TU) 823 (EQ) 821

$1M+ club

Artist formerly known as ColdFusion
Message 3 of 16
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Frequent Contributor

Re: DCU credit score

Add a number 4 frowny face to this.

 

:smileysad:




Starting Score: 697,722,705
Current Score: See Above
Goal Score: 775


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Message 4 of 16
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Moderator Emeritus

Re: DCU credit score

It happens sometimes that it's delayed, not often to me over the years (like 7) but maybe a handful of times.

 

Not really surprised given that 1/31 is a tax reporting deadline for a whole bunch of stuff so if there was going to be a delay on a lender side near the end of january is a somewhat likely one.  Think they have only been over a week late once though, and yesterday Friday was 2/1 so it's a pretty big miss this time.

 

 




        
Message 5 of 16
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Senior Contributor

Re: DCU credit score

Yeah, no EQ score this month. And I've noticed DCU hasn't updated my car loan balance since November for EQ while EX & TU have the January balance, I wonder if DCU is having issues with EQ?


Message 6 of 16
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Moderator Emeritus

Re: DCU credit score


@DaveInAZ wrote:

Yeah, no EQ score this month. And I've noticed DCU hasn't updated my car loan balance since November for EQ while EX & TU have the January balance, I wonder if DCU is having issues with EQ?


Interesting.

 

Actually as of today I'm still showing November for EQ, and December for EX/TU for my HELOC and credit card and that's with a today pull from both CK and Experian.




        
Message 7 of 16
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Frequent Contributor

Re: DCU credit score

Same here! They are slow to report to the Equifax bureau in general, my report hasnt updated with my current DCU balances.

Message 8 of 16
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New Contributor

Re: DCU credit score

Same here, so I reached out to DCU.  Received the following response this morning:

 

"Thank you for your email concerning the Free FICO Score service. I can certainly assist you with this. The FICO Score Service is experiencing technical difficulties with January’s message and Equifax is currently in the process of correcting the issue. We are awaiting word from Equifax letting us know the problem is resolved. You can check your Inbox periodically to see if the January score message has arrived."

 

Make of that what you will, but that's their explanation.

Message 9 of 16
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Moderator Emeritus

Re: DCU credit score

Got it today.

Down two points probably accounts with balances or something minor heh.



        
Message 10 of 16
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