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@TIPPY-BOB wrote:@AverageJoesCredit Seems like a lot of verification just to be a member. Sort of like applying for credit, huh? What docs did they require you upload?
Yeah, honestly not sure i really remember. Most likely my dl , i think i may have uploaded a bank statement as well as proof of address though i maybe mixing up CUs that ive joined recently. A key note here was i was declined a credit card so looks like i found another CU who wont work well with this LIEr.
I had to test the waters. I like to see if a lender looks past the negatives, like debt , low income, and weighs the positives like good credit management, ie low cranberry, and payment history, score. Some do some dont.
@AverageJoesCredit wrote:
@TIPPY-BOB wrote:@AverageJoesCredit Seems like a lot of verification just to be a member. Sort of like applying for credit, huh? What docs did they require you upload?
... I like to see if a lender ... weighs the positives like good credit management, ie low cranberry, and payment history, score ...
You modestly omitted: helpful nature, sterling character and sublime sense of humour
Happy to see you join the DCU family even if they were crazy to start with!
Thank you @Anonymous
Thank you @1GaDawg85 i also recently joined AFFCU but for some weird reason they cant access my Eq even after i unlocked it so looks like another lender i will have but cant use lol. For the love of fico i just cant seem to understand why so many lenders, especially CUs use Equifax exclusively. At least with TU and Ex we can solve issues.
@AverageJoesCredit wrote:Thank you @Anonymous
Thank you @1GaDawg85 i also recently joined AFFCU but for some weird reason they cant access my Eq even after i unlocked it so looks like another lender i will have but cant use lol. For the love of fico i just cant seem to understand why so many lenders, especially CUs use Equifax exclusively. At least with TU and Ex we can solve issues.
AFFCU? Armed Forces Federal Credit Union I'm guessing?
@1GaDawg85 wrote:
@AverageJoesCredit wrote:Thank you @Anonymous
Thank you @1GaDawg85 i also recently joined AFFCU but for some weird reason they cant access my Eq even after i unlocked it so looks like another lender i will have but cant use lol. For the love of fico i just cant seem to understand why so many lenders, especially CUs use Equifax exclusively. At least with TU and Ex we can solve issues.
AFFCU? Armed Forces Federal Credit Union I'm guessing?
Air Force Federal Credit Union
@AverageJoesCredit wrote:
@1GaDawg85 wrote:
@AverageJoesCredit wrote:Thank you @Anonymous
Thank you @1GaDawg85 i also recently joined AFFCU but for some weird reason they cant access my Eq even after i unlocked it so looks like another lender i will have but cant use lol. For the love of fico i just cant seem to understand why so many lenders, especially CUs use Equifax exclusively. At least with TU and Ex we can solve issues.
AFFCU? Armed Forces Federal Credit Union I'm guessing?
Air Force Federal Credit Union
I woulda never imagined
Congrats @AverageJoesCredit on pressing thru, what i like to call the sometimes fumbly initiation process some CU's seem to give you pause on. Ya handle it like a real champ And no ju ju.
Just refinanced my truck with them. The application process for membership tool way more effort than it did for the refinance.
I was able to upload from my android phone without any issue.
They approved me for a visa also at 11.5% and 7500 SL.
@Anonymous wrote:Just refinanced my truck with them. The application process for membership tool way more effort than it did for the refinance.
I was able to upload from my android phone without any issue.
They approved me for a visa also at 11.5% and 7500 SL.
Congratulations on your approval! ...