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DCU savings rate now 6.17%

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Valued Contributor

Re: DCU savings rate now 6.17%

DCU was not HP when I joined but that was over a year ago, I believe that is still the case as long as you stick to deposit accounts only. In any case, I know you're worrying about your diamond status, getting an HP for deposit accounts will not reset you to seeding. Smiley Wink

Message 31 of 35
Established Contributor

Re: DCU savings rate now 6.17%

Hehe, you nailed it: my precious diamond.

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Message 32 of 35
Established Contributor

Re: DCU savings rate now 6.17%

I daisy-chain my savings.
When I first opened up my DCU savings account, I didn't have $1000 to start and just decided to do $25/week transfers to it from my checking account (different bank).
Once at $1000 with DCU, I turned off the auto transfers to it and instead initiated a $5 transfer from it to my Discover Savings. My Discover Savings is my little savings bucket account. All of my cashback from my Discover card goes there monthly as well as the interest from DCU and other places (like Ebates rebates) and 50% of my tax refunds. All of the amounts are so small that I barely miss them but the account is growing nicely. It gets better interest than DCU after the initial $1000. Everything is on auto, to I really don't even think about it anymore.
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


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Message 33 of 35
Regular Contributor

Re: DCU savings rate now 6.17%

Got my first $5 and transfered it out if anyone is not doing this  you are loosing free $ wish I did this sooner

My first card 5/2017

Nfcu 3 cards
Cash 500- $10k-$11.5k-$16.5k-$19.8/ Cash 2 $11.8-$13.6/Nfcu Amex $5k
Sync 9 Cards
ppal credit $2h- $3.8k/Marvel $3k-$10k/Tjx $3h-$4k/Lowes $3k-$30k/Rakuten $5.7k/CareCred $8.2k-$18k/Sams Mc $2.4k/Ppal Mc $3.5k
Citi 5 CC
Home Depot $1k-$15k/Tire kingdom $1.3-$3k/MacyAmx $2k-$9.5k/Shell Mc $1k Citi simpli $2.2k
Other Banks
StateFarm $6.9k/Banco $2.2k/Bbva $3k/Target $5h-$1.7k/SCU $15k/Ikea-$8k-$9750-$11.5-$13.3
Cloc
Nfcu $6k-$15k/Cap1-Walmart $10k
Closed by me
Amex/Deserve/ollo/Amazon/bloom/ebay
Message 34 of 35
Highlighted
Established Contributor

Re: DCU savings rate now 6.17%

Nice. Redneck Bank (crazy name, real bank) also has a great interest rate but it's on their checkin' account (3.75% I think).
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 35 of 35
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