Debt management plan programs with the lowest monthly fee

[seattletravels]

Just to echo what's already been said... I would highly recommend you take the free advice available to you on MF rather than pay for a service that will annihilate your credit for the next 7 years. 

[Anonymous]

Take the first step towards making smart financial decisions NOW

You have all the advice and help for a "debt free" plan here, FOR FREE!

Much better experience is available here from collective sources.

Did I mention..... it's FREE?

[Anonymous]

Read your other post.

Please take the advice here, this is what this forum is for.

There is also the subforum here, rebuilding your credit....

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit

This will get you started.  Read up a few threads, then post what your current details are

and then everyone with experience can give you solid details and a plan 

to get you in the right direction you need to be in.

Good luck.

Most of us have been there before and can give the proper steps.