Never dealt with them. But if they asked for your bank account info. Suppose it will go thru. They want to make sure they get paid. Also the loan docs should be a sign. Call them and find out where your at in the process.
I have had 2 Lending Club loans in the past. They are not a traditional lender like a bank or credit union. This is what is known as "peer to peer" lending. That means once you pass the credit checks they put their information out to their investors who decide whether or not they will fund the loan. My loan was for a lot less but I still had about 10 investors who "funded" it. They decide individually how much they are willing to risk on lending you money. Some were for a $1000 and others as little as $200. It wasn't until enough investors agreed to lend me money and the total I requested was reached that I received the "congratulations your loan is funded" email and then received the money. My educated guess is that your DTI ratio may be a bit high for the amount you are seeking and they are having trouble getting investors to fund the loan. It takes a bit more time than a traditional lender sometimes.
