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Hello,
Wondering if anyone has any experience with this? They send me offers periodically but I have always ignored them. I am now thinking about opening one and wondered if there was anyone who has it/had it and if you could explain if you like it or not?
Thanks for your help!
I've been wanting to open the discover checking but I dont have a discover product with them to be eligable. It looks like a pretty decent checking account.
I also have the Discover Cash Back Checking Account and have no problems transferring money in or out, always credited & funds available on the day I scheduled a transfer, and this includes funds from a small community bank and a credit union. I'm planning on opening a savings account with them in the near future, Discover is paying .95% while my bank & CU pay .01%. IMHO Discover is one of the beter online only banks.
Unless you really want to use it to get that miniscule amount of cashback, then I would stay away from Discover.
Got the account because of the free $50. Thought I was going to use it. It's been sitting there for 5 months with $1 in it.
Completely not worth it imo, when you have a big balance and can store money elsewhere, like a 1% checking account or 1.10% savings (where I have my money). Cashback is just too small compared to the interest received from holding a decent balance in the above interest earning bank accounts.
Before I found my 1% checking/1.10% savings, I was with Ally Bank, which is one of the top/best online banks around. <- Both definitely better than Discover checking.