I wouldn't bother with either for a savings or checking account to be brutally honest.
There are far better returns to be had from other lenders offering much higher rates on your deposits.
No bank accounts needed to have a relationship with these guys IME.
Now I have seen a few members state BofA might warm up to you a little more with a bank account.
Unless something has changed, neither HP for a bank account.
USbank is another option, if looking at the larger banks. You can sign up for a free checking account and be approved for a CC at the same time.
That Cash + card IMHO is more useful then nearly anything offered by BofA or Chase unless you're a big traveler.
My #1 rule when looking at bank accounts is. "Never pay someone to hold your money".
Pay me to hold my money!
This site will show you way more options https://www.depositaccounts.com/checking/reward-checking-accounts.html
There are far better returns to be had from other lenders offering much higher rates on your deposits.
No bank accounts needed to have a relationship with these guys IME.
Now I have seen a few members state BofA might warm up to you a little more with a bank account.
Unless something has changed, neither HP for a bank account.
USbank is another option, if looking at the larger banks. You can sign up for a free checking account and be approved for a CC at the same time.
That Cash + card IMHO is more useful then nearly anything offered by BofA or Chase unless you're a big traveler.
My #1 rule when looking at bank accounts is. "Never pay someone to hold your money".
Pay me to hold my money!
This site will show you way more options https://www.depositaccounts.com/checking/reward-checking-accounts.html
I have nothing bad to say at all about either DCU or First Tech among others and I've had accounts at both (for DCU almost 20 years now); however, if you do have either direct deposit or minimum deposit amounts, Chase in my experience is a good bank though the interest rates (last I checked on their savings accounts) on the money you have stored there doesn't even keep up with inflation so I don't recommend storing large amounts of money in either frankly.
That said, if you can bring your finances over to something like a You Invest account, Chase is actively trying to build itself into a relationship bank with higher net wealth individuals presumably to compete with banks like City National and First Republic among others, and the perks at the Sapphire Checking level are really pretty nice when you need them.
it's still an evolving thing with Chase, literature isn't quite up with their implementation yet (vis a vis my retirement accounts are linked according to their account service reps when the literature says absolutely not for balance counting), but I expect it to get tweaked over time.
