Yes, well qualified equals excellent credit. That doesn't mean you won't be approved, just that you won't get the 0% financing. At&t may require a down payment also, depending on your credit.
@IcyCool7227 wrote:When I get a job I was planning on getting the new iPhone 11
But my credit is in the fair range
I cannot afford to buy it one lump sum.
I was thinking of having my aunt pay it and then I could pay her back every month.
Time to regroup and reassess here. So much wrong with this line of thought.
As @Jannelo pointed out, you have huge unpaid debts already.
You have no job ... yet.
You have no savings to buy the phone.
Your credit is tanked due to prior irresponsibility.
Yet you want the latest and greatest and brand new iPhone?
As subtly suggested by @FinStar, perhaps an adjustment of expectations is in order? Maybe after you actually get the job and your first paycheck, you can begin saving towards the new phone, maybe even find a gently-used older model online for sale that would be sufficient for awhile? And use the extra money towards paying off debts and getting your credit back in order, which are both much more important than having the latest iPhone.
Please don't take advantage of your aunt's goodwill to buy an expensive phone that you probably will never be able to pay her back for. Your relationship with your family is more important than that.
I’m trying to figure out if this is a joke or not, I’ve read the entire thread on your 12k plus in collections/bad debt. We all make mistakes but wow, you seem to not care about your or your aunts credit. You need to be less worried about the latest and greatest phone or using your aunt to get it and be more worried about getting a job and handling your affairs. You could sell 4 of those 5 phones you supposedly have a pay down some of your debt. I’ve seen kiosks at Walmart that you can do just that, get your priorities straight and pay down your debt before you acquire more or plunge your aunt into debt with your phone and car wants.
