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Finally paid off my credit card debt!

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Valued Member

Finally paid off my credit card debt!

I amassed a decent amount of credit card debt during the transition of graduating college, moving across the country, and starting a new job. I ended up with around $4,000 of debt on 0% APR cards. I had been making regular payments to make sure I would have it paid off before the 0% ended. Luckily, this tax season was fairly fruitful and I was able to pay off all but $500. Then my fiance started having wisdom teeth issues and had to pay $1,000 out of pocket for the extraction procedure so that bumped us back up to ~$1,500. With proper budgeting over the past few months I was able to get it back down to ~$400. Needless to say I just sent in a payment for the rest of the balance and no longer have any credit card debt! Now I just need to focus on paying off our car loan and continue chipping away at the student loans.


Total CL: $40,300

Enthusiast

Goal: 0 Inquiries for a year
Message 1 of 9
8 REPLIES 8
Contributor

Re: Finally paid off my credit card debt!

Congratulations on paying off your debt!
FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

WF Cash Wise $18,800 [] PenFed Power Cash $20,000 [] BOA $4,900 [] HSBC Cash Rewards $2,750 [] Discover It $4,600 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $10,000 [] Amex Rose Gold [] Walmart $800
Message 2 of 9
Contributor

Re: Finally paid off my credit card debt!

Congrats! Keep the same focus and momentum going!
Message 3 of 9
Community Leader
Super Contributor

Re: Finally paid off my credit card debt!

Congratulations! Well done! 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 4 of 9
Highlighted
Valued Contributor

Re: Finally paid off my credit card debt!

Congrats!




Garden goal: keep on keepin' on until 2020.
Message 5 of 9
Valued Contributor

Re: Finally paid off my credit card debt!

Congrats!! "FREE AT LAST"

Message 6 of 9
Regular Contributor

Re: Finally paid off my credit card debt!

Congratulations!

 

Message 7 of 9
Valued Contributor

Re: Finally paid off my credit card debt!

Way to go on paying off that debt!

Message 8 of 9
Community Leader
Super Contributor

Re: Finally paid off my credit card debt!

Congrats! 

EX 754 EQ 773 TU 752
Message 9 of 9
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