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I finally got a loan to pay off my credit card debt of $18,000.
My question is: Is it better to make multiple payments (say, pay it off in chunks in 3 months), or should I just pay it all off at once.
If your loan was specific to consolidate your debt I would pay off all the debt at once, don't let that money sit in your checking account and intice you to use it for other things and anyways there is no value in spacing out the payments. The loan you are paying off is an installment loan so don't worry about a score hit for paying off any other installment loans.
I would pay it off all at once. Curious who it was with. I would love to get a loan for my $16000 of discover but I can't get a loan. My score is 710.
Pay ALL that debt off right now.
Do not wait.
I went through my credit union - UCU