Good luck! They posted mine right at the 91 day mark iirc, I just didn't want to start being too crazy on the HR folks with changing direct deposit info every few weeks to earn different SUBs then have to start worrying about qualifying for no account fees each month either.
as of 1/1/23
Good job OB on taking advantage of the various SUBs! I honestly didn't even consider this game until recently.
Until I did the BBVA one I didn't realize how easy it was to manage Direct Deposits on our ADP site. It looks like I can have fixed amounts going into multiple different checking accounts, I don't know the limit but it looks like 3 at least. Thinking of trying to some more checking subs next year but going to be very particular, I don't want to open accounts with banks that I don't want to do business with long term.
@Anonymous wrote:I use the same site and I added a 2nd & 3rd acct in one pay period and only the first 2 got the funds. Maybe can only add 1 acct/period? Planning to get 4 more accts and then call it a day. Managing 9 accts is enough for me.
I currently have 16 accounts. 
I went a bit crazy on bank accounts this year, when Covid hit I thought bank account bonuses might dry up and shifted into high gear. I've already received just over $2500 in bonuses this year with another $450 from 3 accounts that should hit in Nov. While I've only added one account at a time to ADP I've had up to 3 accounts with the option to add another still showing, but I use % splits rather than fixed amounts.
When you add a new account to ADP is the first payday after that a printed check for that account? I work for the local county government so that may be a county thing, but I've figured out to make the new account the smallest % split of 5% so it's a small check they mail to me. But thankfully the county switched to ADP in 2019, before that to make any changes in my payroll DD I had to print a form, sign it, and mail it to the HR dept., which really put a crimp on chasing bank account bonuses.
As for Wells Fargo they pretty much count any ACH deposit as a "direct deposit". I opened an account in early July and did ACH deposits from Marcus savings, Andigo CU, and HSBC and WF coded all of them as "direct deposit", once the ACH has moved from Pending to Posted you can click it to see how WF coded it.
