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Garden Club - April 2021

Credit4Growth
Valued Contributor

Re: Garden Club - April 2021

Happy April....!

 

Current as of April 25rd
FICO 08 EQ723, TU722, EX728 || DTI 8%
Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 - 0/12 - 4/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - May 22th 2021
Going for Sapphire spade - May 17th 2021

Dirty/ Thick/ Aged/ New Accounts
Message 61 of 1,800
Credit4Growth
Valued Contributor

Re: Garden Club - April 2021

...

I guess this is far from the 1st or second post of the GC's new month... 😕

Current as of April 25rd
FICO 08 EQ723, TU722, EX728 || DTI 8%
Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 - 0/12 - 4/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - May 22th 2021
Going for Sapphire spade - May 17th 2021

Dirty/ Thick/ Aged/ New Accounts
Message 62 of 1,800
calyx
Super Contributor

Re: Garden Club - April 2021

WalletHub seems super excited about the two cards that are paid to 0 (chase and the AKC).
Just wait until the 27%util/27k CU card reports 0 (tomorrow, but that will hit EQ first) - that VS3 score will spazz out with happiness and they'll probably send me another new "record" alert (if only my FICOS were so easily entertained).


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 63 of 1,800
Saeren
Mega Contributor

Re: Garden Club - April 2021

Woohoo, I managed to get Microsoft Complete added! Extended warranty until 3/23/2024 so I don't have to worry about waking up to a bricked console that's just out of warranty like my One X did to me. I don't know what was up with the first rep but this one was great and had no problems adding the warranty. I wanted to leave a compliment for her with her supervisor but she was on lunch. She said she will send me an email to respond to and I hope she does. Smiley Happy

 

Now I am going to go play Xbox. 





Message 64 of 1,800
Sandman771
Valued Contributor

Re: Garden Club - April 2021

Happy April everyone. Mother Nature needs Prozac down on the coast. Shorts and t-short and 87 yesterday.  Today 50's and windy. 
oh and two weeks ago EQ reported cc usage increased $126 and I lost 12 points.  Today it showed usage decreased by 1106. Gain? 0. What the fico? 

 

Starting Score: EQ 497 TU 496 EX 499
Current FICO8 Score: EQ 602 TU 615 EX 609
Goal Score: 700 Across the board


Take the myFICO Fitness Challenge

In the Garden since 03/19/2021
Message 65 of 1,800
K-in-Boston
Moderator

Re: Garden Club - April 2021

Happy April, everyone.  It was a nice run while it lasted, but I decided to make some changes.  Unfortunately, my spade had to go.

Message 66 of 1,800
Saeren
Mega Contributor

Re: Garden Club - April 2021


@K-in-Boston wrote:

Happy April, everyone.  It was a nice run while it lasted, but I decided to make some changes.  Unfortunately, my spade had to go.


Apparently the rest of your siggy did too! Smiley Surprised





Message 67 of 1,800
Slabenstein
Valued Contributor

Re: Garden Club - April 2021


@Saeren wrote:

@K-in-Boston wrote:

Happy April, everyone.  It was a nice run while it lasted, but I decided to make some changes.  Unfortunately, my spade had to go.


Apparently the rest of your siggy did too! Smiley Surprised


New cards, new life!


Message 68 of 1,800
Adkins
Mega Contributor

Re: Garden Club - April 2021

HEB

Wally 

Costco 

Sam's Club 

Wendy's (free biggie bag, they forgot part of our order last time!)

Kohl's

 

Now onto Whole Paycheck. 

 

 

Last HP 09-14-2020



Message 69 of 1,800
K-in-Boston
Moderator

Re: Garden Club - April 2021

Yep.  Did the math and all that money I was spending on annual fees would add up to a lot more nights at Ramada and LaQuinta.  Plus two cards is going to make AZEO a lot easier.

Message 70 of 1,800
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