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Garden Club - December 2018

Super Contributor

Re: Garden Club - December 2018


@simplynoir wrote:

@tcbofade wrote:

@simplynoir wrote:

One last redaction for 2018 and I'm pretty happy with the results. Now to garden til next year unless temptation leads me away again.


AW!  I think I'm good for 2018, fabulous offer not withstanding... I'll need to do some work outside of the garden fence in January tho. 


From reading recent posts from others you're not the only one waiting for next year to peak outside.


Local CU tends to reuse last credit pull for 60 days or so... I just redid DW's car note at the end of October... and will want a fresh pull for my next adventure...so it will either be very late December, or early January.

Zero percent financing is where the devil lives...



Message 71 of 2,686
Established Contributor

Re: Garden Club - December 2018

OK, time for a sports rant.

 

I hate the NHL overtime rules. 3-on-3 for 5 minutes followed by penalty shots if a game is tied is an aggravating way to break a deadlock. If a game is tied after 60 minutes in the regular season, it should remain tied. Each team gets one point anyway just for doing that now.  Besides, that's how they used to do it. 

 

The only thing I may hate more is minor league baseball's new rule (started last year) where each team starts an extra inning with a man on second base. That sounds more like something out of Little League. Personally, I enjoy a 20-inning battle that doesn't end until 1 AM. 

 

End of rant.

A shock win in the Eastern division of the Gardeners Conference Championship game now puts me in the Playoffs for the National Championship of Bad Gardeners.
Message 72 of 2,686
Community Leader
Senior Contributor

Re: Garden Club - December 2018

Tomorrow (today for east coast) will be 66 and sunny.

I am very satisfied. 

 

AMEX PLATINUM, DELTA RESERVE & SPG | PenFed PR VS | NFCU FS VS | Discover IT | CAP1 VENTURE VS | NORDSTROM VS l BANANA REPUBLIC V I LOWES I MACYS I WAYFAIR I
Message 73 of 2,686
Moderator

Re: Garden Club - December 2018


@JAG73 wrote:

Tomorrow (today for east coast) will be 66 and sunny.

I am very satisfied. 

 


Same here... our high is 72° Sunday!  Smiley Very Happy

Message 74 of 2,686
Valued Contributor

Re: Garden Club - December 2018

Hi Every1,

Here for another month, finally got my coveted Diamond (4got 2 update my emy 2 saphy) But didn't 4get Dec. it's my big shiny holiday b-day mth.... Smiley LOL  Smiley LOL

Will keep tending and trying to grow what I have, even though I think I'm starting to reach my max on some. With scores sittin' at low 760's, my main goals are:

1) Pay off the Debt I have left.

2) Build my Emergency Fund

3) Continue to learn about credit & scores in order to 1 day achieve "800+" across the board

Well there's still plenty work to be done as always... Plus, I enjoy being able to give a little advice & congrats here and there to those up and coming like I was/am all the while watching the Gurus do their thing..

So I'll still be here in the Garden and on the boards with y'all for a long time to come. May the gift of good credit be under your tree Smiley Very Happy

Happy Holidays !!!!!!!!!!

Message 75 of 2,686
Moderator

Re: Garden Club - December 2018


@9CLINE wrote:

Hi Every1,

Here for another month, finally got my coveted Diamond (4got 2 update my emy 2 saphy) But didn't 4get Dec. it's my big shiny holiday b-day mth.... Smiley LOL  Smiley LOL

Will keep tending and trying to grow what I have, even though I think I'm starting to reach my max on some. With scores sittin' at low 760's, my main goals are:

1) Pay off the Debt I have left.

2) Build my Emergency Fund

3) Continue to learn about credit & scores in order to 1 day achieve "800+" across the board

Well there's still plenty work to be done as always... Plus, I enjoy being able to give a little advice & congrats here and there to those up and coming like I was/am all the while watching the Gurus do their thing..

So I'll still be here in the Garden and on the boards with y'all for a long time to come. May the gift of good credit be under your tree Smiley Very Happy

Happy Holidays !!!!!!!!!!


Sounds like you're making great progress, @9CLINESmiley Very Happy

 

Good to see you again, and Happy Holidays!  wavey_zps81xnuobx.gif

Message 76 of 2,686
Senior Contributor

Re: Garden Club - December 2018

Kilroy, I hope you called and tried for the double dip. The worst thing they can do is say no.

Brian, I'm sorry the day was the suck. I hope today was better.

Tired. Sleep now.
Gardening until... April 2019




Message 77 of 2,686
Frequent Contributor

Re: Garden Club - December 2018

Has there been any thought of reordering the spades based on current valuations?

 

3 months - silver spade
6 months - platinum spade
9 months - palladium spade
12 months - gold spade

 

But as things are going palladium may overtake gold soon.



Message 78 of 2,686
Moderator

Re: Garden Club - December 2018


@Workin4abetterFICO wrote:

Has there been any thought of reordering the spades based on current valuations?

 

3 months - silver spade
6 months - platinum spade
9 months - palladium spade
12 months - gold spade

 

But as things are going palladium may overtake gold soon.


LOL... oh heavens no.  Smiley Surprised

 

Getting everybody on the same page for a change would be a big undertaking... we'll continue to use the current spade system regardless of the actual price of precious metals. Smiley Wink

Message 79 of 2,686
Contributor

Re: Garden Club - December 2018

On my way to 2nd month by 26th.  I'm still thinking about applying for Ducks Unlimited or not before my Alaska Roadtrip (2020?).  If not, car loan from PenFed in the future after graduation and getting my career job.

Credit Cards


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Loans


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Future CCs
Ducks Unlimited V, PenFed Pathfinder Rewards AMEX, BB Americas Platinum Plus, NFCU Platinum
Message 80 of 2,686