Garden Club - December 2019

[Remedios]

#!##/%&<## sleep

[Meanmchine]

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@Adkins wrote:

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@Meanmchine wrote:

Happy December everyone.  Im "hoping" for a small bump in EX and EQ but Im not really holding my breath.   A couple more CLIs due in the next few weeks. Fingers crossed there.

Cyber Monday is gonna be real interesting.  I behaved myself spending wise on Black Friday and there are a few thiings out there I still want.

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Happy December, @Meanmchine! What's the main item you're looking to snag on Cyber Monday? 

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@AdkinsGood morning

As for my Cyber Monday, the list abounds.  A new matress set, a new refigerator, a new laptop, maybe some floor lighting but the easiest one to get is a complete collection of Dr. Seuss books for my granddaughter

[Meanmchine]

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@shoegal wrote:

Happy December! 🎄 

In three days, I'll be 30 again for the seven year in a row😂 

In credit news, I've gotten a couple of $1,500 to $2,000 CLIs on my most used cards so I'm happy to see the cards growth as my scores get better. 

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My mom used to say 29 plus

[Meanmchine]

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@Adkins wrote:

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@Remedios wrote:
In credit news, I just found out November does not have 31 days.

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Yup. The nursery rhyme my great grandma taught me about the days of the month was this one:

Thirty days hath September,
April, June, and November;
All the rest have thirty-one,
Excepting February alone,
And that has twenty-eight days clear,
And twenty-nine in each leap year.

She used to teach in the proverbial one room school house in the early to mid 1900s. 

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...... back in the days where you really had to walk to school in the snow up hill ...........

[tcbofade]

Good morning boys and girls.  Happy Sunday, Happy December!

Wind is rather aggressive this morning... I don't think that we're leaving the house today.

Hope that you're all off to a good start, and get yourselves safely home today!

[Meanmchine]

Oh btw Top of the Mornin to everyone !

This is one of those days when FICO drives you crazy

EX08 -14   829 ---> 815

EQ08 +5    837 ---> 842

TU08          848 unchanged

[tcbofade]

Fico 8 update.  EX and EQ at 732, TU at 755. 

[EdMan63]

Good morning all and happy December. Hope everyone had a nice holiday and didn't eat too much. Just closed my QS card. As I mentioned before, I just want to concentrate my spend on 2-3 cards. That way rewards build faster and are easier to manage. I have good limits on my remaining cards so utilization doesn't concern me. I don't carry balances anyway. If I've learned anything on this forum it's how to manage my credit profile. I feel good about it. Wishing everyone continued success in all your financial endeavors. 

[Felony_Phil]

Dude...I was allllll messed up. I got @ in the November thread and I couldn't reply. I checked to make sure I was logged in and still couldn't reply. Still confused and then I backed out and saw a December thread and thought "wow, they're a day early with that". Then I look and see it's actually December.

This 4.5 day Thanksgiving weekend really has done a job on me.

[EdMan63]

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@tcbofade wrote:

Fico 8 update.  EX and EQ at 732, TU at 755. 

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Your scores have really improved. Congrats!!!!!