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Garden Club - December 2019

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Community Leader
Mega Contributor

Re: Garden Club - December 2019

#!##/%&<## sleep
Message 61 of 4,018
Senior Contributor

Re: Garden Club - December 2019


@Adkins wrote:

@Meanmchine wrote:

Happy December everyone.  Im "hoping" for a small bump in EX and EQ but Im not really holding my breath.   A couple more CLIs due in the next few weeks. Fingers crossed there.

 

Cyber Monday is gonna be real interesting.  I behaved myself spending wise on Black Friday and there are a few thiings out there I still want.


Happy December, @Meanmchine! What's the main item you're looking to snag on Cyber Monday? 


@AdkinsGood morning

 

As for my Cyber Monday, the list abounds.  A new matress set, a new refigerator, a new laptop, maybe some floor lighting but the easiest one to get is a complete collection of Dr. Seuss books for my granddaughter




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 62 of 4,018
Senior Contributor

Re: Garden Club - December 2019


@shoegal wrote:

Happy December! 🎄 

 

In three days, I'll be 30 again for the seven year in a row😂 

In credit news, I've gotten a couple of $1,500 to $2,000 CLIs on my most used cards so I'm happy to see the cards growth as my scores get better. 

 

 

 

 


My mom used to say 29 plus




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 63 of 4,018
Senior Contributor

Re: Garden Club - December 2019


@Adkins wrote:

@Remedios wrote:
In credit news, I just found out November does not have 31 days.

Yup. The nursery rhyme my great grandma taught me about the days of the month was this one:

 

Thirty days hath September,
April, June, and November;
All the rest have thirty-one,
Excepting February alone,
And that has twenty-eight days clear,
And twenty-nine in each leap year.

 

She used to teach in the proverbial one room school house in the early to mid 1900s. 


...... back in the days where you really had to walk to school in the snow up hill ...........




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 64 of 4,018
Super Contributor

Re: Garden Club - December 2019

Good morning boys and girls.  Happy Sunday, Happy December!

 

Wind is rather aggressive this morning... I don't think that we're leaving the house today.

 

Hope that you're all off to a good start, and get yourselves safely home today!

12/01/19 Fico 8: EX 732, EQ 732, TU 755.
11/08/19 Fico 9: EX 733, EQ 740, TU no idea...
Zero percent financing is where the devil lives...

Firmly in the garden until the next pre-approval arrives!
Message 65 of 4,018
Senior Contributor

Re: Garden Club - December 2019

Oh btw Top of the Mornin to everyone !

 

This is one of those days when FICO drives you crazy

 

EX08 -14   829 ---> 815

EQ08 +5    837 ---> 842

TU08          848 unchanged




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 66 of 4,018
Super Contributor

Re: Garden Club - December 2019

Fico 8 update.  EX and EQ at 732, TU at 755.  Smiley Happy

12/01/19 Fico 8: EX 732, EQ 732, TU 755.
11/08/19 Fico 9: EX 733, EQ 740, TU no idea...
Zero percent financing is where the devil lives...

Firmly in the garden until the next pre-approval arrives!
Message 67 of 4,018
Established Contributor

Re: Garden Club - December 2019

Good morning all and happy December. Hope everyone had a nice holiday and didn't eat too much. Just closed my QS card. As I mentioned before, I just want to concentrate my spend on 2-3 cards. That way rewards build faster and are easier to manage. I have good limits on my remaining cards so utilization doesn't concern me. I don't carry balances anyway. If I've learned anything on this forum it's how to manage my credit profile. I feel good about it. Wishing everyone continued success in all your financial endeavors. 



Message 68 of 4,018
Established Contributor

Re: Garden Club - December 2019

Dude...I was allllll messed up. I got @ in the November thread and I couldn't reply. I checked to make sure I was logged in and still couldn't reply. Still confused and then I backed out and saw a December thread and thought "wow, they're a day early with that". Then I look and see it's actually December.

This 4.5 day Thanksgiving weekend really has done a job on me.
Message 69 of 4,018
Established Contributor

Re: Garden Club - December 2019


@tcbofade wrote:

Fico 8 update.  EX and EQ at 732, TU at 755.  Smiley Happy


Your scores have really improved. Congrats!!!!!



Message 70 of 4,018
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