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Garden Club - February 2019

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Re: Garden Club - February 2019


@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

It'll be time to start hitting up the sync luv on the Walmart card at the end of the month. I want it as high as I can get it before stingy capital one takes over!


How long do you have to have a Sync card before the luv button shows up? I want to get my Amazon growing ASAP. 


The love button usually shows up after a month but waiting a few months  to hit it up getd the best shot of an CLI. People have gotten increases after a month though, so it's a YMMV kinda thing. 


Cool, I will ask them in March. I want my score to go back up to 700. It was 654 when they approved me for $1800 instantly though and given my $8000 instant approval for PayPal not even 2 weeks later when my TU hit 706, I would think I should be able to get a decent increase on the Amazon card in short order. I just want it to be up to $5000 by next year because new TV time. Smiley Very Happy


My Amazon card was stuck at my $800 SL for almost 2 years, they wouldn't budge but then my TU went up to 674 and they gave me $5K, I was like FINALLY lol.   So you should be golden for $5K with over 700 Smiley Happy




In the garden until 2020
Message 61 of 8,455
Valued Contributor

Re: Garden Club - February 2019


@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

It'll be time to start hitting up the sync luv on the Walmart card at the end of the month. I want it as high as I can get it before stingy capital one takes over!


How long do you have to have a Sync card before the luv button shows up? I want to get my Amazon growing ASAP. 


The love button usually shows up after a month but waiting a few months  to hit it up getd the best shot of an CLI. People have gotten increases after a month though, so it's a YMMV kinda thing. 


Cool, I will ask them in March. I want my score to go back up to 700. It was 654 when they approved me for $1800 instantly though and given my $8000 instant approval for PayPal not even 2 weeks later when my TU hit 706, I would think I should be able to get a decent increase on the Amazon card in short order. I just want it to be up to $5000 by next year because new TV time. Smiley Very Happy


Yeah, a TU over 700 seems to be something sync really likes for nice CLIs. 


Yeah it definitely seems to be the sweet spot for them. Fortunately my temporary dips are just that. Smiley Happy



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 62 of 8,455
Senior Contributor

Re: Garden Club - February 2019


@crys12065 wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Please tell me you got Tagalongs...I will live vicariously through you lol


No, sorry! And I like peanuts but the chhocolate to peanut butter to cookie ratio isn't right to me. 






Message 63 of 8,455
Frequent Contributor

Re: Garden Club - February 2019


@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Which ones? 


Savannah smiles, thin mints and samoas. 


My heart is breaking, where are my tagalongs?  lol




In the garden until 2020
Message 64 of 8,455
Valued Contributor

Re: Garden Club - February 2019


@crys12065 wrote:

@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

It'll be time to start hitting up the sync luv on the Walmart card at the end of the month. I want it as high as I can get it before stingy capital one takes over!


How long do you have to have a Sync card before the luv button shows up? I want to get my Amazon growing ASAP. 


The love button usually shows up after a month but waiting a few months  to hit it up getd the best shot of an CLI. People have gotten increases after a month though, so it's a YMMV kinda thing. 


Cool, I will ask them in March. I want my score to go back up to 700. It was 654 when they approved me for $1800 instantly though and given my $8000 instant approval for PayPal not even 2 weeks later when my TU hit 706, I would think I should be able to get a decent increase on the Amazon card in short order. I just want it to be up to $5000 by next year because new TV time. Smiley Very Happy


My Amazon card was stuck at my $800 SL for almost 2 years, they wouldn't budge but then my TU went up to 674 and they gave me $5K, I was like FINALLY lol.   So you should be golden for $5K with over 700 Smiley Happy


Yeah I think my PayPal approval set the bar for what Sync likes with TU, especially since it was so close behind the Amazon card. You could have knocked me over with a nanotube when I saw that PayPal SL!



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 65 of 8,455
Senior Contributor

Re: Garden Club - February 2019


@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Which ones? 


Savannah smiles, thin mints and samoas. 


What is a savannah smile? I have not heard of this one before!


https://www.littlebrowniebakers.com/products/savannah-smiles/






Message 66 of 8,455
Senior Contributor

Re: Garden Club - February 2019


@crys12065 wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Which ones? 


Savannah smiles, thin mints and samoas. 


My heart is breaking, where are my tagalongs?  lol


Back on their selling table. 😜






Message 67 of 8,455
Valued Contributor

Re: Garden Club - February 2019


@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Which ones? 


Savannah smiles, thin mints and samoas. 


What is a savannah smile? I have not heard of this one before!


https://www.littlebrowniebakers.com/products/savannah-smiles/


Omg! I would go to town on those. 🤤 



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 68 of 8,455
Senior Contributor

Re: Garden Club - February 2019


@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

@Saeren wrote:

@Adkins wrote:

I bought some girl scout cookies today. Not sorry. 


Which ones? 


Savannah smiles, thin mints and samoas. 


What is a savannah smile? I have not heard of this one before!


https://www.littlebrowniebakers.com/products/savannah-smiles/


Omg! I would go to town on those. 🤤 


They are seriously yummy! And I've just eaten 3/4 of the box, which is why I only get a couple boxes and that's it. No self control when it comes to them. I'll have the DH hide the second box. (I do this every year!)






Message 69 of 8,455
Valued Contributor

Re: Garden Club - February 2019

Howdy Y'all. It's only 22:15 here on the left coast. GC party appears to have started without me. No worries though, Adkins, Saeren, and I will just have to eat all the cookies.

I'm off to play catch-up with the tail end of the January thread.


FICO 8 Scores (2/11/19) | Equifax: 767 | TransUnion: 751 | Experian: 752 | Goal: CSR. I'll get you my pretty!
Gardening Since: 4/8/18 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 70 of 8,455