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Garden Club - January 2022

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tcbofade
Super Contributor

Re: Garden Club - January 2022

Good morning boys and girls.  Happy Saturday!

 

Happy New Year!

 

An unexpected collection account is damaging my Fico 8 scores, but I have pulled new ones and will update my signature later today.

 

DW's Fico 8 scores are looking awesome!  

 

Winter weather is just arriving here in Kansas City, and we have no intention of leaving the house today.

 

Y'all be nice and behave yourselves!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 31 of 1,015
FireMedic1
Community Leader
Mega Contributor

Re: Garden Club - January 2022


@Brian_Earl_Spilner wrote:

Ane you really celebrating new years if you're neighbor isn't setting their house on fire with illegal fireworks?

 

 

 

Asking for a friend


Got a text from a buddy afterwards. We were good here. But those poor people in Colorado. Man that is sad.

https://www.wfla.com/news/florida/fireworks-to-blame-for-florida-home-burning-down-on-new-years-fire... 


Message 32 of 1,015
coldfusion
Community Leader
Mega Contributor

Re: Garden Club - January 2022


@tcbofade wrote:

 

 

Y'all be nice and behave yourselves!


Hey, you know me better than that Smiley Tongue

 

Good morning and Happy New Year everybody!

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 33 of 1,015
AverageJoesCredit
Legendary Contributor

Re: Garden Club - January 2022

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆

Message 34 of 1,015
Adkins
Legendary Contributor

Re: Garden Club - January 2022


@AverageJoesCredit wrote:

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆


I know, but I still like them. I'll stop by a store in person and see if they have an ETA. 😃


Last HP 08-07-2023



Message 35 of 1,015
Adkins
Legendary Contributor

Re: Garden Club - January 2022

I'm going to nap for about an hour. 😴


Last HP 08-07-2023



Message 36 of 1,015
expatCanuck
Super Contributor

Re: Garden Club - January 2022

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 37 of 1,015
kilroy8
Community Leader
Super Contributor

Re: Garden Club - January 2022


@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Oh, that sounds painful. Hope it heals well and quickly..

Message 38 of 1,015
kilroy8
Community Leader
Super Contributor

Re: Garden Club - January 2022

2021 was a year of only SP CLIs. As a result, I am all dark green circles, with EX barely over 800 and the rest comfortably so. I got one card in 2020, so that makes me 1/24, not bad. Not planning anything new at this point, but who knows?

 

Happy 202R (for the next 3 weeks or so)

 

TiZZmcGRJ_fp6wdlE6Y9cznJYjZ2BhyFaa1p2tcqkuA.jpg

 

 

Message 39 of 1,015
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@kilroy8 wrote:

@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Oh, that sounds painful. Hope it heals well and quickly..


Thanks, @kilroy8.. Thankfully, negligible discomfort if I keep it still.  Have only taken one 600mg ibuprofen since the hospital.  Sleep was uneventful.


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 40 of 1,015
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