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Garden Club - January 2022

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Anonymous
Not applicable

Re: Garden Club - January 2022


@kilroy8 wrote:

@Anonymous wrote:

@expatCanuck wrote:

Interface design observation for today ...

 

PenFed and U Socks apps make making a payment far more convoluted than it needs to be.  Poor process flow, and a complete lack of intelligent defaults.

 

Chase is better, TD better still, and Citi scores a perfect 10.

 

Affinity has a good CC product, but I flee in horror from their UIs.

 


Will add that the upgraded website US Banks rolled out is sometimes impossible to capture long enough to perform the operation required. It starts rolling and the only stop is to "X" out of the site. Then US Bank puts me through a screening to ensure it is me before re-logging me in. Too much.

 

Yes they have asked me for comments and details (which I gave them). Nothing has changed!


It's too cold up there, screen has to keep moving or it will freeze.


Sissy! You live in the bread basket of the United States and see a little snow and get a stuffy nose?! It is unfair  Smiley Surprised

Message 721 of 1,015
Adkins
Legendary Contributor

Re: Garden Club - January 2022


@kilroy8 wrote:

@Adkins wrote:

Awake. It's 35°F and even lower with the wind chill added in. I may try to leave the oldest at mi Madres house, instead of trying to take her with me. We'll see. The frozen stuff is a few hours away yet. 


Hoping the grid holds for you in Texas this time. That was unbelievable last year.


Thanks!! It's supposed to be in and out in 24 hours, so at the very most it might be a few hours without power, if that. I'm more concerned about having to drive with the idiots later this evening, on my way to work. 


Last HP 08-07-2023



Message 722 of 1,015
Adkins
Legendary Contributor

Re: Garden Club - January 2022

The crazy people in the stores today!! 🙄🙄


Last HP 08-07-2023



Message 723 of 1,015
Adkins
Legendary Contributor

Re: Garden Club - January 2022

I ended up taking the oldest with me. We got everything done a little after 11am, picked up her sister, hit up Wendy's for their lunch and got them in bed around 12:30om for their naps. I'm taking a breather before I start unloading the SUV. It's not like I have to worry about anything melting! 😛 It was trying to rain/sleet on the way home, but it wasn't much. The bulk of the moisture isn't here yet. 


Last HP 08-07-2023



Message 724 of 1,015
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@Anonymous wrote:

@expatCanuck wrote:

Interface design observation for today ...

 

PenFed and U Socks apps make making a payment far more convoluted than it needs to be.  Poor process flow, and a complete lack of intelligent defaults.

 

Chase is better, TD better still, and Citi scores a perfect 10.

 

Affinity has a good CC product, but I flee in horror from their UIs.

 


Will add that the upgraded website US Banks rolled out is sometimes impossible to capture long enough to perform the operation required. It starts rolling and the only stop is to "X" out of the site. Then US Bank puts me through a screening to ensure it is me before re-logging me in. Too much.

 

Yes they have asked me for comments and details (which I gave them). Nothing has changed!


Every chance I get, I tell Amex -- PLEASE add the (floating) Period End Date to the first screen of the app 


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 725 of 1,015
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@Adkins wrote:

I ended up taking the oldest with me. We got everything done a little after 11am, picked up her sister, hit up Wendy's for their lunch and got them in bed around 12:30om for their naps. I'm taking a breather before I start unloading the SUV. It's not like I have to worry about anything melting! 😛 It was trying to rain/sleet on the way home, but it wasn't much. The bulk of the moisture isn't here yet. 


Today's precipitation is gonna freeze very nicely. 🙄IMG_20220120_152830.jpg

 


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 726 of 1,015
tcbofade
Super Contributor

Re: Garden Club - January 2022


@Adkins wrote:

The crazy people in the stores today!! 🙄🙄


Did you use the self check out again?  Smiley Tongue

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 727 of 1,015
tcbofade
Super Contributor

Re: Garden Club - January 2022


@kilroy8 wrote:

@tcbofade wrote:

Good morning boys and girls.  Happy Thursday!

 

No credit news.  Ever.

 

I've got a silly project to complete at work today, and it will be easier to accomplish without the machine running so I'm going in early today.  Smiley Indifferent

 

It's a balmy eight degrees outside and should warm up to 17.  Smiley Indifferent

 

I actually DO enjoy having all four seasons, and I don't mind winter.... but I'm ready for Spring!

 

Hope that you're all off to a good start!


Lock out/Tag out ... safety first. We want you to keep all your digits.

 

We are in the thick of January here, too. Brrr ...


Yes, Dad.

 

I've made it to 48 years old and still have all ten of them!

 

I intend to keep it that way!  Smiley Wink

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 728 of 1,015
tcbofade
Super Contributor

Re: Garden Club - January 2022

Howdy, howdy boys and girls.  Happu Thursday part 2.

 

No credit news.  Ever.

 

Mail was one ad and one letter from the HOA.  (Time to pay our annual dues...)

 

New siding will be delivered tomorrow, and they're hoping to start the installation next week... weather permitting.

 

It's cold, but no weather to speak of, and next week should be nicer.  Smiley Happy

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 729 of 1,015
tcbofade
Super Contributor

Re: Garden Club - January 2022

Just remembered to make payment that I was unable to make on Sunday...  Smiley Embarassed

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 730 of 1,015
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