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Garden Club - January 2022

tcbofade
Community Leader
Super Contributor

Re: Garden Club - January 2022

Good morning boys and girls.  Happy Saturday!

 

Happy New Year!

 

An unexpected collection account is damaging my Fico 8 scores, but I have pulled new ones and will update my signature later today.

 

DW's Fico 8 scores are looking awesome!  

 

Winter weather is just arriving here in Kansas City, and we have no intention of leaving the house today.

 

Y'all be nice and behave yourselves!


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 31 of 842
FireMedic1
Super Contributor

Re: Garden Club - January 2022


@Brian_Earl_Spilner wrote:

Ane you really celebrating new years if you're neighbor isn't setting their house on fire with illegal fireworks?

 

 

 

Asking for a friend


Got a text from a buddy afterwards. We were good here. But those poor people in Colorado. Man that is sad.

https://www.wfla.com/news/florida/fireworks-to-blame-for-florida-home-burning-down-on-new-years-fire... 






Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 32 of 842
coldfusion
Community Leader
Super Contributor

Re: Garden Club - January 2022


@tcbofade wrote:

 

 

Y'all be nice and behave yourselves!


Hey, you know me better than that Smiley Tongue

 

Good morning and Happy New Year everybody!



(1/2022)
FICO 8 (EX) 807 (TU) 834 (EQ) 830
FICO 9 (EX) 834 (TU) 842 (EQ) 843

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 33 of 842
AverageJoesCredit
Mega Contributor

Re: Garden Club - January 2022

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆

Message 34 of 842
Adkins
Mega Contributor

Re: Garden Club - January 2022


@AverageJoesCredit wrote:

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆


I know, but I still like them. I'll stop by a store in person and see if they have an ETA. 😃

Last HP 08-24-2021



Message 35 of 842
Adkins
Mega Contributor

Re: Garden Club - January 2022

I'm going to nap for about an hour. 😴

Last HP 08-24-2021



Message 36 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 37 of 842
kilroy8
Super Contributor

Re: Garden Club - January 2022


@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Oh, that sounds painful. Hope it heals well and quickly..

Message 38 of 842
kilroy8
Super Contributor

Re: Garden Club - January 2022

2021 was a year of only SP CLIs. As a result, I am all dark green circles, with EX barely over 800 and the rest comfortably so. I got one card in 2020, so that makes me 1/24, not bad. Not planning anything new at this point, but who knows?

 

Happy 202R (for the next 3 weeks or so)

 

TiZZmcGRJ_fp6wdlE6Y9cznJYjZ2BhyFaa1p2tcqkuA.jpg

 

 

Message 39 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@kilroy8 wrote:

@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Oh, that sounds painful. Hope it heals well and quickly..


Thanks, @kilroy8.. Thankfully, negligible discomfort if I keep it still.  Have only taken one 600mg ibuprofen since the hospital.  Sleep was uneventful.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 40 of 842
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