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Garden Club - January 2022

tcbofade
Community Leader
Super Contributor

Re: Garden Club - January 2022


@Adkins wrote:

@AverageJoesCredit wrote:

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆


I know, but I still like them. I'll stop by a store in person and see if they have an ETA. 😃


I've still got those 33s that @Brian_Earl_Spilner never purchased if you want them.  Smiley Tongue


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 41 of 842
tcbofade
Community Leader
Super Contributor

Re: Garden Club - January 2022

Let the great BT shuffle begin!

 

....or "here we go again".... whichever applies.  Smiley Very Happy

 

Completed two balance transfers this morning... and will do three more later this week/next week.  There are some timing variables to consider.

 

Still way too excited about all of the progress we made last year, and am hoping to do it again this year!


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 42 of 842
Junejer
Moderator Emeritus

Re: Garden Club - January 2022

Happy New Year GC! May 2022 be your best year so far. Hoping all your FICO dreams and goals come true.





Starting Score: 469
Current Score: 809
Goal Score: 825


Take the myFICO Fitness Challenge
Message 43 of 842
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Garden Club - January 2022


@FireMedic1 wrote:

@Brian_Earl_Spilner wrote:

Ane you really celebrating new years if you're neighbor isn't setting their house on fire with illegal fireworks?

 

 

 

Asking for a friend


Got a text from a buddy afterwards. We were good here. But those poor people in Colorado. Man that is sad.

https://www.wfla.com/news/florida/fireworks-to-blame-for-florida-home-burning-down-on-new-years-fire... 


It wasn't bad this year. It was actually worse on Christmas. I was out in the driveway, heard a couple of booms and saw the neighbor's tree go up almost immediately. Luckily it was put out right when the firemen showed up so they didni have to be tied up with it.




Message 44 of 842
Junejer
Moderator Emeritus

Re: Garden Club - January 2022


@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Sorry to hear about this. I hope you heal quickly and get back to normal activities.





Starting Score: 469
Current Score: 809
Goal Score: 825


Take the myFICO Fitness Challenge
Message 45 of 842
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Garden Club - January 2022


@tcbofade wrote:

@Adkins wrote:

@AverageJoesCredit wrote:

Happy New Years to everyone here in the Garden Club!   Hope 2022 will be better than this past year 🙏.   Though i dont post as much as before i lurk and still enjoy reading everyones journeySmiley Happy.    Stay well 😊 

 

Ps @Adkins , those rims are not in stock😆


I know, but I still like them. I'll stop by a store in person and see if they have an ETA. 😃


I've still got those 33s that @Brian_Earl_Spilner never purchased if you want them.  Smiley Tongue


I'm good

65506544aea594d3f5ae9a85c77b8231.jpg

 




Message 46 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@Junejer wrote:

@expatCanuck wrote:

Good morning, garden.

And Happy New Year.

 

Starting the year w/ EX back over 800.

 

Oh, and I fractured my upper-right humerus yesterday.  Failed to correctly negotiate uneven trail terrain and fell poorly.

 

Happily, the orthopod advises that it's a non-surgical break.  Just have to keep it immobile in a sling for a while.  Say, 3 to 4 months.

 

FICO.


Sorry to hear about this. I hope you heal quickly and get back to normal activities.

Thanks, @Junejer


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 47 of 842
bizarrocreditworld
Valued Contributor

Re: Garden Club - January 2022

Hello everybody,

 

Happy New Year and welcome to 2022!

 

This looks like a big year for me to start. Doctoral program applications go in next week and I've already been told that I will be admitted as soon as they get the transcript with the conferred degree (so, basically Monday morning). Also, I am waiting on a transfer to a new department that will likely be in 2Q since my department is short 5 people (3 transferred, 1 changed her position to a new role within the department and 1 went to another company). Until then, I am on the job market. 

 

No credit news and no interest in any cards. My in-laws are the same.

 

Hope you all are doing well. 

OK, I stepped out the garden, but it's for a good reason. Smiley Happy
Message 48 of 842
bizarrocreditworld
Valued Contributor

Re: Garden Club - January 2022


@Gardener76 wrote:

Here's to hoping that the next is better than the last...

 

That said, the next barometer is Keith Richards... If you pray, pray for him!!!

 

 


Keith Richards died in 1972 of a heroin overdose, but nobody bothered to tell him. Smiley Tongue

OK, I stepped out the garden, but it's for a good reason. Smiley Happy
Message 49 of 842
bizarrocreditworld
Valued Contributor

Re: Garden Club - January 2022


@NRB525 wrote:

Happy New Year! Woken up by the fireworks in this west coast small town. 


Gardening in 2022 due to the 12 month Chase Freedom Flex grocery bonus running many more months for me. Nice reward flow to keep funds Not Available for other SUB spend Smiley Happy 

 

Wishing everyone a safe and prosperous 2022.


This reminds me. I live in NYC. Times Square has the lamest New Year's Eve celebration in the world. 

OK, I stepped out the garden, but it's for a good reason. Smiley Happy
Message 50 of 842
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