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Garden Club - January 2022

Adkins
Mega Contributor

Re: Garden Club - January 2022

Morning, @coldfusion

 

Morning, @tcbofade!

 

☕☕☕☕☕☕☕☕☕☕☕☕☕

Last HP 08-24-2021



Message 611 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@macinjosh wrote:

@expatCanuck wrote:

Eating with chopsticks left-handed wasn't nearly as difficult as I expected.

 

Possibly easier than with the fork.

 

Compress_20220114_134918_8856.jpg

 


That looks soooooo delicious!


@macinjosh 

And easy.  Cook half a cup of rice.

While that's going, brown half an onion, add a clove of sliced garlic.  Add protein of choice.  Chopped pepper (red or green).  Splash of wine.  Or squeeze of lemon. Or orange.  A couple handfuls of baby spinach.

Or not.

 

Dozens of variations on this basic approach.  It's all about prepping the ingredients in advance, and staggering their addition so that cooking time for each is optimal.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 612 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022

And good morning.

 

Gonna make today a rest day.

 

That's the plan.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 613 of 842
M_Smart007
Legendary Contributor

Re: Garden Club - January 2022

Good Morning and Happy Weekend!

Message 614 of 842
tcbofade
Community Leader
Super Contributor

Re: Garden Club - January 2022

Long story, but since I'm awake and semi functional anyway, I'm doing tomorrow paperwork today...

 

Excel sheet updated.  Current cranberry: 4.66% for me, 13.18% for her!   I'm looking forward to the CRAs updating over the next 30 days or so... I don't remember my utilization being so low.

 

It'd be nice to see my reports clean with less than 5% cranberry...  we shall see.


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 615 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022

Breakfast was coffee and cheese toast.

 

Sometimes it be that way.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 616 of 842
expatCanuck
Super Contributor

Re: Garden Club - January 2022


@tcbofade wrote:

Long story, but since I'm awake and semi functional anyway, I'm doing tomorrow paperwork today...

 

Excel sheet updated.  Current cranberry: 4.66% for me, 13.18% for her!   I'm looking forward to the CRAs updating over the next 30 days or so... I don't remember my utilization being so low.

 

It'd be nice to see my reports clean with less than 5% cranberry...  we shall see.

You've inspired me, @tcbofade

I've added a couple of calculated fields to my spreadsheet -- one for actual debt, the other for reported debt.

 

Screenshot_20220115-100200.jpg

 

 

And when my raw cranberry creeps any higher than where it is about now, it's time to slow the spend.


2022 Goal: save 3 months' net income


Starting FICO8: 666 (give or take)
EQ8194 INQ (1 CC, 2 mort, car)7y6m
EX7926 INQ (4 CC, 2 mort)6y9m
TU8142 INQ (2 mort)6y3m
3/242/12AoYA 3m | AoOA 22.8y< 2%
[ Last INQ 14-Oct-2021 ]
Message 617 of 842
Dinosaur
Moderator Emeritus

Re: Garden Club - January 2022


@macinjosh wrote:

I'm doing better tonight. Life has it's ups and downs. I finally got my Indigo iBook tonight. It's the one on the left. I've had the Blueberry one (on the right) for well over a decade as a birthday gift. I'm not parting with either one.

 

IMG_0644.jpgIMG_0645.jpg


Glad you talked about them! My first impression was some new type of "toilet seat" .. Smiley Very Happy

Starting Score: 850
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 618 of 842
Dinosaur
Moderator Emeritus

Re: Garden Club - January 2022


@expatCanuck wrote:

There's something not right about human-shaped dog treats.

 

IMG_20220114_193359.jpg

 


Slowly and quietly training the dog world to eat humans down the road. Subconscious approach  Smiley Surprised

Starting Score: 850
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 619 of 842
tcbofade
Community Leader
Super Contributor

Re: Garden Club - January 2022

It's 25 or so degrees here.  We got a good snow overnight.  Not ridiculous, but good enough that I had to shovel.  Maybe four inches?

 

...and I remembered to pull the pick up truck into the driveway last night!

 

Driveway is clean.  Next up is grocery shopping.

 

Y'all behave!

 

 


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 620 of 842
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