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Garden Club - July 2019

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K-in-Boston
Credit Mentor

Re: Garden Club - July 2019


@redpat wrote:

@K-in-Boston wrote:

Silver spade tomorrow!


Lol! I never looked at the stages of gardening but silver after three????? A seedling S/B 1-3.

 

I know everyone gets a Trophy......JK.  

 

Bronze 3 months

Silver 6 months 

Gold 12 months

 

Make it like the Olympics, hard to get.


Oops. I was utterly exhausted. (Still am.) No silver for me tomorrow. Bronze. 1 month. Edited my post.

 

I really need a day off when I can’t count to 1. 

 

Good (yawn) morning everyone.

Message 61 of 5,282
Remedios
Credit Mentor

Re: Garden Club - July 2019


@coldfusion wrote:

interesting article for dog owners (no paywall)

 

https://www.boston.com/news/animals/2019/06/30/fda-links-16-brands-of-dog-food-to-canine-heart-disea...


Well, that's scary because I've been feeding Nature's Variety to mine Smiley Sad

Message 62 of 5,282
Remedios
Credit Mentor

Re: Garden Club - July 2019


@redpat wrote:

@K-in-Boston wrote:

Silver spade tomorrow!


Lol! I never looked at the stages of gardening but silver after three????? A seedling S/B 1-3.

 

I know everyone gets a Trophy......JK.  

 

Bronze 3 months

Silver 6 months 

Gold 12 months

 

Make it like the Olympics, hard to get.


Around here, anything past seedling is a gold medal 

Anything past bronze is just showing off 

Message 63 of 5,282
Anonymous
Not applicable

Re: Garden Club - July 2019

We just switched back to blue buffalo from the freedom due to that, Remi.

On credit side, an inq falls off and one becomes unscoreable today. 3 pt boost for EX. Balances lower but not reporting yet, but will see a sub 28% util boost when they do. And we are finally in striking distance of requesting an AMEX 3x cli.

Busy, busy, busy.
Message 64 of 5,282
Remedios
Credit Mentor

Re: Garden Club - July 2019


@Anonymous wrote:
We just switched back to blue buffalo from the freedom due to that, Remi.

On credit side, an inq falls off and one becomes unscoreable today. 3 pt boost for EX. Balances lower but not reporting yet, but will see a sub 28% util boost when they do. And we are finally in striking distance of requesting an AMEX 3x cli.

Busy, busy, busy.

Blue Buffalo on that list, too Smiley Sad 

Message 65 of 5,282
macinjosh
Senior Contributor

Re: Garden Club - July 2019


@coldfusion wrote:

interesting article for dog owners (no paywall)

 

https://www.boston.com/news/animals/2019/06/30/fda-links-16-brands-of-dog-food-to-canine-heart-disea...


That’s disturbing.


Samsung Financing TD Bank $3,200


Message 66 of 5,282
Blackswizz750
Established Contributor

Re: Garden Club - July 2019

Its the first of the month and I am drinking coffee and getting ready to grill like crazy. I have been in the garden for a while and getting my file right, Glad I am able to keep my all three numbers over 700 for several months. I hope all have fun in the garden.
Message 67 of 5,282
MakingProgress
Senior Contributor

Re: Garden Club - July 2019


@simplynoir wrote:

Happy early July!

 

Credit news: one goal card down, one more to go. *eyes @Remedios's Precious*

More credit news: might finally take Chase out of time out by August Smiley Surprised

Non-credit news: vacation to Mexico for two weeks later this month with our families or at least ones that can make it with schedules

More non-credit news: this has been the slowest and fastest six months I've experienced in my life if that makes any sense

 

Last note: If I'm first here I'll be totally surpised the internet has been laggy all day Smiley Indifferent



You deserve extra Kudos for not only  having fitst post, but for having a quality post. 

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 68 of 5,282
expatCanuck
Super Contributor

Re: Garden Club - July 2019

Morning.

July.

2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 69 of 5,282
Anonymous
Not applicable

Re: Garden Club - July 2019

My reading if the study was the grain free ones were the problematic foods per the study. We have since switched away from grain free (even though puppers likes it more).
Message 70 of 5,282
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