And, of course, a bit of spearmint.
WOW! Lost my touch? 
Need the Garden as my credit seeking habits knocked me for a loss of -3 points and then another -13 points with the damage not over yet! In shock! Sitting at Fico 850 using 08 Scoring for over five years and now the great tumble. A sad day in Mudville tonight 
Since I am tumbling into the real world of MyFicoers ... maybe I should pursue other credit? Don't know what yet? 
Will add, the other scoring models of various flavors and age hit me far worse. Some cast me in the 700s where many folks already reside. One thing ... know there will be Myficoers here to sooth my wounds ... hark! 
Update, Mortgage Score dropped from 833 to 788 overnight. My future will be ugly! Credit seeking even with an old file has risks?
Good morning fellow gardener's
Today is rainy and gloomy, bah humbug. Going to attempt the assembly of furniture and with any luck I will get through the day without throwing something lol.
In credit news I got my invite for the X1 card. I am not ready for it yet though. I think I will wait for a while before even beginning to decide if I even want/need the card. Other than the high SL it's not really a good fit. Have a great day all.
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Morning and Happy Friday Eve!
It's not even 10:30, and I'm already mentally done with work for the day/week. I need to stop volunteering for things at work is the lesson I need to learn.
Hope everyone has a wonderful day!
So I signed into My Penfed account today and they finally have my free Fico score available for me. It seems to still have stayed the same
I'm a little distraught right now with my GMRewards account right now. So they reported on 6/14 my first balance of $2.00 from my statement close date of 6/12. I logged into CK today to see my score dropped 2 points and was curious of why. Low and behold my GM card report a purchase I made on the 19th for $669 the same day I made it. My CL is $3000 so it took my a little over 20% Utl and when I called the lady could not explain why they did it and was confused herself. She asked if I wanted to dispute it and I said no but definitely learned a lesson to never purchase a large item on this card. I PIF immediately and hopefully they will update the balance but if not it will go back to normal in a couple weeks. Just bummed as I want to always keep my Utl under 5% so far until now it's never been over 2%.
@Anonymous wrote:WOW! Lost my touch?
Need the Garden as my credit seeking habits knocked me for a loss of -3 points and then another -13 points with the damage not over yet! In shock! Sitting at Fico 850 using 08 Scoring for over five years and now the great tumble. A sad day in Mudville tonight
Since I am tumbling into the real world of MyFicoers ... maybe I should pursue other credit? Don't know what yet?
Will add, the other scoring models of various flavors and age hit me far worse. Some cast me in the 700s where many folks already reside. One thing ... know there will be Myficoers there to sooth my wounds ... hark!
Is that a seedling sprouting up out of the snow?
I have no doubt there was a great reason, and that the endeavor was successful.
@sxa001 wrote:Taking a quick breather between calls. Super busy Wednesday. I was supposed to go and get my tires rotated and balanced today but don't have time to make it to the tire shop between calls so had to reschedule for next week. Work has been super crazy and I am filling super frustrated by some things but when the paycheck hits next Thursday I will be reminded of why I put up with some of the BS that I do....
Life is otherwise very good, baby started solid food this week, at first she was skeptical and then she was really digging it. We started with avacado, all our research indicated it is a good first food. She is growing up too fast!
This weekend is the annual amateur radio field day event, I will likely operate from home on emergency power as time permits. Outside of that things are pretty boring, we are mostly buckling down our spending right now as we are starting to feel inflation and my wife really wants to start car shopping at the end of this year/early next year. I imagine I will come out of the garden when that time comes and we will probably get a loan, I don't want to have a car payment but my wife isn't keen on getting a higher mileage pre-owned vehicle. We may go pre-owned but she wants low mileage. It's always something!
Happy Gardening everyone, I have to hop on my next call!
How old is the baby?
Hey folks..
Long time no check-in to the Garden..
Been a rough month or two between a friend in the hospital for a month (and still needing more) and hvac drama...
Hope the summer is off to a good start for folks.. been going between hot and wet here in the Northeast..
Was knocked out of the 800s after my Latte Loan (TM) finally was paid off and closed last year.. and havent really been able to get back since..
Really thinking of ducking out of the garden but not sure if im at the end of the road for nongarden things...
--J
