I really shouldn't be left alone. 
I'm almost done with the spend for my SPG bonus (thank you business travel) and Amex is dangling a $250 for $2k spend to upgrade my BCE to a BCP. I don't really have the spend to justify keeping this as a BCP long term as my GF does most of the shopping but I've been contemplating adding her to my BCE for groceries...
For anyone who hasn't done the math yet: You need to spend about 1500/yr on groceries to cover the AF. You need to spend $3166 before you are actually better off with the BCP. https://www.wolframalpha.com/input/?i=0.06x-95%3D0.03x
Now, for the Gas\Dept. Store category as long as you're spending $3200/yr you're going to cover the AF; however, you need to spend 9500/yr before you're better off with the BCP. https://www.wolframalpha.com/input/?i=0.03x-95%3D0.02x
This card would really impress me *IF* the BCP was 2% on "everything else".
Kinda contemplating going for it. It's been there a while. Maybe I'll wait a little longer.....
I'm almost done with the spend for my SPG bonus (thank you business travel) and Amex is dangling a $250 for $2k spend to upgrade my BCE to a BCP. I don't really have the spend to justify keeping this as a BCP long term as my GF does most of the shopping but I've been contemplating adding her to my BCE for groceries...
For anyone who hasn't done the math yet: You need to spend about 1500/yr on groceries to cover the AF. You need to spend $3166 before you are actually better off with the BCP. https://www.wolframalpha.com/input/?i=0.06x-95%3D0.03x
Now, for the Gas\Dept. Store category as long as you're spending $3200/yr you're going to cover the AF; however, you need to spend 9500/yr before you're better off with the BCP. https://www.wolframalpha.com/input/?i=0.03x-95%3D0.02x
This card would really impress me *IF* the BCP was 2% on "everything else".
Kinda contemplating going for it. It's been there a while. Maybe I'll wait a little longer.....
@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝
Are you trying on different outfits to wear for when you use it for the first time?
@Anonymous wrote:
I really shouldn't be left alone.
I'm almost done with the spend for my SPG bonus (thank you business travel) and Amex is dangling a $250 for $2k spend to upgrade my BCE to a BCP. I don't really have the spend to justify keeping this as a BCP long term as my GF does most of the shopping but I've been contemplating adding her to my BCE for groceries...
For anyone who hasn't done the math yet: You need to spend about 1500/yr on groceries to cover the AF. You need to spend $3166 before you are actually better off with the BCP. https://www.wolframalpha.com/input/?i=0.06x-95%3D0.03x
Now, for the Gas\Dept. Store category as long as you're spending $3200/yr you're going to cover the AF; however, you need to spend 9500/yr before you're better off with the BCP. https://www.wolframalpha.com/input/?i=0.03x-95%3D0.02x
This card would really impress me *IF* the BCP was 2% on "everything else".
Kinda contemplating going for it. It's been there a while. Maybe I'll wait a little longer.....
Ya know, if you have to do a bunch of math to see if cashback card is a good deal...
@Remedios wrote:
@Brian_Earl_Spilner wrote:
@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝Are you trying on different outfits to wear for when you use it for the first time?
I wore my best clothes when I hit apply button
We should make a chase thread. This would be an interesting data point.
@kilroy8 wrote:
@Brian_Earl_Spilner wrote:
@kilroy8 wrote:
@Brian_Earl_Spilner wrote:
@tcbofade wrote:
@Brian_Earl_Spilner wrote:NFCU shall not be mentioned here anymore.
Just because they don't like YOU doesn't mean they aren't nice to everyone else...
I'm gonna go make a thread about what a horrible bank they are because I didn't get the same results as everyone else.
NFCU be velly, velly goot too me.
Why everyone like navy so much I applyed and got deny but everyone else got good limits. Navy sucks capitol one let me change my platinim to quicksilver 1 for gud rewards. I'm cancel my card and use capitol one only.
Dang it, Brian, I'm getting tired of wearing these in here:
It's true discover is same. Discover is same way everyone got insecured at 7 months but I didnt. They are not good bank. I think they are stealing my money I put for down payment. My capitol one secured card insecure at 6 months and I didnt asking. Thats a gud bank. More banks should be like capitol one. Their the only ones gonna get my bisnis for know on.
@Remedios wrote:
@Brian_Earl_Spilner wrote:
@Remedios wrote:
@Brian_Earl_Spilner wrote:
@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝Are you trying on different outfits to wear for when you use it for the first time?
I wore my best clothes when I hit apply button
We should make a chase thread. This would be an interesting data point.
I was in the kitchen. That must mean something
Hmm...I wonder if the strength of your WiFi affected your approval. How far is your kitchen from your router? Who is your internet provider?