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Garden Club - November 2018

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Moderator

Re: Garden Club - November 2018


@JAG73 wrote:

@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝

 

Ummm you climbed an 8 foot fence guarded with garden ninjas loaded with an electric shock. Appreciate your prize, love your prize. Be giddy. 


I heard ninjas are getting fired for sleeping on a job 

Message 1931 of 3,651
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Senior Contributor

Re: Garden Club - November 2018


@Remedios wrote:

@ZoomZoom557 wrote:
For anyone who hasn't done the math yet: You need to spend about 1500/yr on groceries to cover the AF. You need to spend $3166 before you are actually better off with the BCP. https://www.wolframalpha.com/input/?i=0.06x-95%3D0.03x

Ya know, if you have to do a bunch of math to see if cashback card is a good deal...


Hey, if you can max out the $6k limit on groceries, you're going to be $85 ahead; however, if you're not averaging $265 a month you're better off with the no-AF version.  And I'm a nerd.  So there's that...

 

If you're a real high-roller at the Piggly Wiggly and can come up with $12k/yr in grocery spend then you can combine the BCP with the Discover it and Chase Freedom and be banking $415/yr in cash back minimum.



FICO 8 Scores (10/5/20) | Equifax: Unk. | TransUnion: 735 | Experian: 763 | Goal: CSR. I'll get you my pretty!
Gardening Since: 9/4/20 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 1932 of 3,651
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Moderator

Re: Garden Club - November 2018


@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝

Are you trying on different outfits to wear for when you use it for the first time?


I wore my best clothes when I hit apply button


We should make a chase thread. This would be an interesting data point.


I was in the kitchen. That must mean something 


Hmm...I wonder if the strength of your WiFi affected your approval. How far is your kitchen from your router? Who is your internet provider?


I think my toaster jammed all the negative 1s and 0s 

Message 1933 of 3,651
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Moderator

Re: Garden Club - November 2018


@JAG73 wrote:

I’m awake toooo......and after 3 weeks, I’m home! In my own bed. Normally in the winter, yes I consider this winter, I transfer to an upstairs bedroom bc it’s warmer. In case you missed it, I don’t like cold weather. Anyway......I’m sleeping in my master tonight because I’m sooooo happy to be home. 

The thrill of driving on open road was gone except I was happy to be driving home. 😂


Cold is the devil, and older I get, less I tolerate it

Currently anything below 73 degrees  is cold. 

Message 1934 of 3,651
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Community Leader
Mega Contributor

Re: Garden Club - November 2018


@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝

Are you trying on different outfits to wear for when you use it for the first time?


I wore my best clothes when I hit apply button


We should make a chase thread. This would be an interesting data point.


I was in the kitchen. That must mean something 


Hmm...I wonder if the strength of your WiFi affected your approval. How far is your kitchen from your router? Who is your internet provider?


I think my toaster jammed all the negative 1s and 0s 


That's possible, but from what I read online, you have to have your fridge open.







Message 1935 of 3,651
Highlighted
Moderator

Re: Garden Club - November 2018


@ZoomZoom557 wrote:

@Remedios wrote:

@ZoomZoom557 wrote:
For anyone who hasn't done the math yet: You need to spend about 1500/yr on groceries to cover the AF. You need to spend $3166 before you are actually better off with the BCP. https://www.wolframalpha.com/input/?i=0.06x-95%3D0.03x

Ya know, if you have to do a bunch of math to see if cashback card is a good deal...


Hey, if you can max out the $6k limit on groceries, you're going to be $85 ahead; however, if you're not averaging $265 a month you're better off with the no-AF version.  And I'm a nerd.  So there's that...

 

If you're a real high-roller at the Piggly Wiggly and can come up with $12k/yr in grocery spend then you can combine the BCP with the Discover it and Chase Freedom and be banking $415/yr in cash back minimum.


I am still having hard time believing there is anything named Piggly Wiggly.

 

Message 1936 of 3,651
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Super Contributor

Re: Garden Club - November 2018

Sigh. One day I will make it to bed before midnight. 



Last HP 09-14-2020



Message 1937 of 3,651
Highlighted
Moderator

Re: Garden Club - November 2018


@Remedios wrote:

@JAG73 wrote:

@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝

 

Ummm you climbed an 8 foot fence guarded with garden ninjas loaded with an electric shock. Appreciate your prize, love your prize. Be giddy. 


I heard ninjas are getting fired for sleeping on a job 


Nope! The ninjas are not getting fired. (I would protest).

They weren’t paying you any attention because you were the model garden citizen. They had no idea you had a credit shank. You played them. They are being trained on spotting runners.

Got some pruning to do... No more new cards!
Message 1938 of 3,651
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Community Leader
Mega Contributor

Re: Garden Club - November 2018


@Adkins wrote:

Sigh. One day I will make it to bed before midnight. 


I believe in you.







Message 1939 of 3,651
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Moderator

Re: Garden Club - November 2018


@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:

@Brian_Earl_Spilner wrote:

@Remedios wrote:
I am sure this is not unusual but I am giddy over a stupid piece of plastic.
Like first date giddy 😝

Are you trying on different outfits to wear for when you use it for the first time?


I wore my best clothes when I hit apply button


We should make a chase thread. This would be an interesting data point.


I was in the kitchen. That must mean something 


Hmm...I wonder if the strength of your WiFi affected your approval. How far is your kitchen from your router? Who is your internet provider?


I think my toaster jammed all the negative 1s and 0s 


That's possible, but from what I read online, you have to have your fridge open.


That must have come from someone claiming to be former Chase employee, and whose answers mimic Madame Cleo on a bad day. 

Message 1940 of 3,651
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