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Garden Club - November 2018

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MakingProgress
Senior Contributor

Re: Garden Club - November 2018

So I forgot that there would be a new month today.   I was wondering why there was a November and an October Garden Club.   Then it hit me like Oh New Month. 

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 51 of 3,651
MartyWrite75
Valued Contributor

Re: Garden Club - November 2018

Good morning, Garden Folks!

 

I am still in the garden and pretty much will be for a long while.  I don't mind it, though. 

 

My November goal in one word:  MINIMIZE!!  I know for sure that my scores will drop due to increase spending, which is why I need to minimize everything!  The major thing I want to do is to finish paying off the QS1 and then merge it to my QS.  

 

There's a great possibility that I may have to get a part-time gig to cover some expenses.  (A lot of people are doing it!)

 

Good luck to all my friendly gardeners this month.  May you all achieve all of your goals!    

 

 

 

 

April 2024: Experian 769; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 52 of 3,651
Anonymous
Not applicable

Re: Garden Club - November 2018

Estoy Aqui.

Message 53 of 3,651
Brian_Earl_Spilner
Credit Mentor

Re: Garden Club - November 2018


@Remedios wrote:

OK, so November....I don't know what crawled up the EX's orifice but here they are 

 

 

Screenshot_55.png

 

 


The Man is trying to hold you down and keep you from an Amex.

    
Message 54 of 3,651
Remedios
Credit Mentor

Re: Garden Club - November 2018


@Brian_Earl_Spilner wrote:

@Remedios wrote:

OK, so November....I don't know what crawled up the EX's orifice but here they are 

 

 

Screenshot_55.png

 

 


The Man is trying to hold you down and keep you from an Amex.


That was my first thought. Ugh! I will not apply for amex with anything less than 745. 

 

It's ok tho, out of spite I asked for CLI on Disco and Synch...they gave so I feel 15% less score rage.  

 

There is always next month. I'm not bitter at all. Nope. Not at all

 

 

Message 55 of 3,651
tcbofade
Super Contributor

Re: Garden Club - November 2018


@Brian_Earl_Spilner wrote:

@Remedios wrote:

OK, so November....I don't know what crawled up the EX's orifice but here they are 

 

 

Screenshot_55.png

 

 


The Man is trying to hold you down and keep you from an Amex.


...it might be a bit early in the morning for that particular reminder...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 56 of 3,651
RicHowe
Valued Contributor

Re: Garden Club - November 2018

flight.jpg

Flight booked too...

This year the plan for Thanksgiving is that we have NO plan. 

I hate the old crappy 737's tho... and that's the longest leg of the trip. Smiley Sad

Message 57 of 3,651
K-in-Boston
Credit Mentor

Re: Garden Club - November 2018

It’s never too early to think about American Express. That’s why I added $5 back for $20+ at Five Guys to my Gold Card at 6 AM.
Message 58 of 3,651
MakingProgress
Senior Contributor

Re: Garden Club - November 2018

I was just scanning through the Yahoo News Feed and there was a headline about someone dating someone else.   I have no idea who these people are, and even if I did I wouldn't care. 

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 59 of 3,651
RicHowe
Valued Contributor

Re: Garden Club - November 2018


@Brian_Earl_Spilner wrote:

I need an Amex Platinum.

 

That is all. Carry on.


Yes. Yes you do.

Message 60 of 3,651
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