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Garden Club - September 2019

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Super Contributor

Re: Garden Club - September 2019

Good morning boys and girls.  Happy Sunday, Happy September!

 

EX Fico 8, 716.  EQ Fico 8, 723.  TU Fico 8, 745.  Smiley Happy

 

One account still reporting at 62% cranberry on all three.  Smiley Indifferent



08/28/20 Mortgage scores: EX2 718, EQ5 696, TU4 no idea.
09/01/20 Fico 8: EX 704, EQ 711, TU 733.
09/05/20 Fico 9: EX 705, EQ 700, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 91 of 6,314
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Senior Contributor

Re: Garden Club - September 2019

Happy September and good morning Gardeners!

 

I hope all of our Floridian and Coastal MFers are safe and ready (and/or bugged out like our own here).

I did note that if the track continues, my flight to the Homeland could conceivably be canceled.  I don't know how I feel about that (probably relieved).   In any event, replacement kindle screen arrives Tuesday - plenty of time to get that fixed, regardless.

 

In home news, I found a new studio to work out at and joined on Friday.  I'll be there again tonight.    And it looks like I will be going on a hike meander with my partner and the puppers this morning.   My stupid lower back is acting up and I have wicked sciatica, but walking and stretching helps, and if partner is willing to pack mule, I'm willing to try to  make sure my back starts acting normal again.

 

In Gardening news - this month is silver spade month in my heart - youngest acct is 3m, and two of my other accounts are due for CLI attempts.  I'm a few k behind @macinjosh, but it's not inconceivable that I could reach 100k...   we'll see how it goes mid-month.

Have fun y'all.   It'll be interesting to see how the baby pupper takes her first extensive hike/walk.




F8 EQ: 804 | EX: 794 | TU: 801 | Accounts: 2/6 4/12 9/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 92 of 6,314
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Senior Contributor

Re: Garden Club - September 2019


@kilroy8 wrote:

@macinjosh wrote:

Holy Cow! Disco just gave me $5,000 on Disco 2! I’m now at $16,500 on that card! And my total credit lines just increased to $95,800!


Congrats! That's a great increase.


Thanks!








Message 93 of 6,314
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Senior Contributor

Re: Garden Club - September 2019

DW recieved good news regarding old joint account with exhusband yesterday.

 

Read all about it.

https://ficoforums.myfico.com/t5/Credit-Cards/Joint-Account-Issue/td-p/5283921


FICO 8 Starting Score

Current Scores




Garden Goal is All Reports Clean

Message 94 of 6,314
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Super Contributor

Re: Garden Club - September 2019

Good for you, @MakingProgress !  Hopefully, that comes to pass exactly as you expect!



08/28/20 Mortgage scores: EX2 718, EQ5 696, TU4 no idea.
09/01/20 Fico 8: EX 704, EQ 711, TU 733.
09/05/20 Fico 9: EX 705, EQ 700, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 95 of 6,314
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Community Leader
Super Contributor

Re: Garden Club - September 2019

good morning everybody

 

Nothing of interest worth mentioning but I do have Remi's coffee with half-n-half for her.

 

Sunday coffee mug | Etsy

 

Doesn't mean it's how the day will pan out Remi but you can still plan... Smiley Very Happy

 

Have a nice day everyone!



(8/2020)
FICO 8 (EX) 811 (TU) 805 (EQ) 793
FICO 9 (EX) 834 (TU) 823 (EQ) 821

$1M+ club

Artist formerly known as ColdFusion
Message 96 of 6,314
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Moderator

Re: Garden Club - September 2019


@Dinosaur wrote:

Aw, for cooler weather Smiley Happy

 

Did some preliminary scoping for the purchase of a big meanmachine snowblower! Can't have @gdale6  out digging me. At a 100 inches of snow you have to have the right stuff smiley-laughing021.gif


LOL, well we have you beat on inches of snow, was just under 200 last year, the long term avg is 205 a year. Guy comes after anything more than 8" with his truck and plows also has a 24" wide blower for anything the truck cannot get.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 97 of 6,314
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Valued Contributor

Re: Garden Club - September 2019

Hello everyone and welcome to September!

 

After a wild month of August with a major surprise at the end of it, I've decided to sit in the garden for a long time. I'm in a position where I have everything I want, I have my goal cards up to 2021, and my total debt is under $400 of over $625,000 in available credit. 

 

Meanwhile, I hope everything goes well for all of you. 

There's gold in them thar spades!
Message 98 of 6,314
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Valued Contributor

Re: Garden Club - September 2019


@Adkins wrote:

Toddler, during the week: 5:30am, Mommy, it's too early

 

Toddler, on weekends: "Mommy, I want to get up!" "It's 5am, lay quietly in bed, no one's awake yet." 

 

🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄


Here's the adult version:

 

Adult, during the week. 4 AM "It's too early to go to work".

 

Adult, weekend, 4 AM "Why can't I get some %&^*! sleep!"

 

There's gold in them thar spades!
Message 99 of 6,314
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Frequent Contributor

Re: Garden Club - September 2019

Ima here, waiting for last dang inquiry to age off and get me under 5/24...3 CLI’s in the past month though so it makes it much easier to hang back and be patient! Happy September y’all!!!
Present Day...Equifax: 771, TransUnion: 789, Experian: 768
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
PenFed CLOC: $500
Message 100 of 6,314
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