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Garden Club - September 2020

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Super Contributor

Re: Garden Club - September 2020


@macinjosh wrote:

@tcbofade wrote:

Good morning boys and girls.  Happy Thursday.

 

Happy 4:30 @Remedios !

 

No credit news.  Ever.

 

Still waiting on news about DWs latest misbehaviour.

 

All is well.

 

Hope that you're all off to a good start!


@tcbofade, were you a direct influence to this misbehavior?


@macinjosh   maaaaaaaaaaaaybe.......



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 2691 of 3,125
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Super Contributor

Re: Garden Club - September 2020


@DivorcedAndBroke wrote:

@macinjosh wrote:

@tcbofade, were you a direct influence to this misbehavior?


I think he's admitted to throwing her over the fence in the past.  Does this qualify as spousal abuse? Smiley Surprised

 

"So, Mrs. Tcbofade, what's your grounds for requesting a divorce?"  She hands over her credit report with all those inquiries highlighted.

 


smiley-laughing021.gif



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 2692 of 3,125
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Senior Contributor

Re: Garden Club - September 2020


@tcbofade wrote:

@macinjosh wrote:

@tcbofade wrote:

Good morning boys and girls.  Happy Thursday.

 

Happy 4:30 @Remedios !

 

No credit news.  Ever.

 

Still waiting on news about DWs latest misbehaviour.

 

All is well.

 

Hope that you're all off to a good start!


@tcbofade, were you a direct influence to this misbehavior?


@macinjosh   maaaaaaaaaaaaybe.......


We should have a garden tribunal to discuss if you throwing her over the fence multiple times is grounds for spade termination.










Message 2693 of 3,125
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Super Contributor

Re: Garden Club - September 2020

Howdy, howdy boys and girls.

 

Work was an even split.  This morning was lovely, this afternoon was stupid.

 

Nothing ugly, just boring.

 

Mail was mostly meh, but DD will be happy to see her tax refund check has arrived!  Smiley Happy

 

I got a preapproval from One Main Financial.  Smiley Indifferent

 

...no credit news.  Ever.



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 2694 of 3,125
Super Contributor

Re: Garden Club - September 2020


@macinjosh wrote:

@tcbofade wrote:

@macinjosh wrote:

@tcbofade wrote:

Good morning boys and girls.  Happy Thursday.

 

Happy 4:30 @Remedios !

 

No credit news.  Ever.

 

Still waiting on news about DWs latest misbehaviour.

 

All is well.

 

Hope that you're all off to a good start!


@tcbofade, were you a direct influence to this misbehavior?


@macinjosh   maaaaaaaaaaaaybe.......


We should have a garden tribunal to discuss if you throwing her over the fence multiple times is grounds for spade termination.


Hey, go read post #1.

 

No inquries, and no new accounts on MY credit reports.  Smiley Tongue



10/30/20 Mortgage scores: EX2 738, EQ5 724, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 2695 of 3,125
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Established Contributor

Re: Garden Club - September 2020


@tcbofade wrote:

@macinjosh wrote:

We should have a garden tribunal to discuss if you throwing her over the fence multiple times is grounds for spade termination.


Hey, go read post #1.

 

No inquries, and no new accounts on MY credit reports.  Smiley Tongue


I bet when the Garden Club was first created and the "post #1" guidelines were drafted, no one considered the possibility of someone (ab)using someone else like their spouse's credit to app for things while retaining their own spade.  Smiley Very Happy

 

It's kindasorta like cheatin'. Smiley Happy

 

It's interesting that when Chase sends me emails, they put the product name in the email's "from" in the address.  So I get emails "from" Chase Freedom Unlimited® for example.  It's like my credit card is sending me emails.


The reason I bring this up, is because I just received an email "from" Chase Sapphire Preferred®.  An email touting the temporary increased SUB (subject is "Earn 80,000 Bonus Points With This Limited Time Offer") and an invitation to apply.  Should I reply and say "sorry, I'm in the garden right now!"  Whomever reads it (assuming anyone does read replies to these emails) would be scratching their head wondering what a garden and my location within it has to do with their card invitation.

 

Chase, you temptress you.  I'm not falling for this. Yet.

 

I pretend to work, they pretend to pay me. I have pretend credit cards with pretend limits, so I can pretend to buy pretend things and pretend to pay the bills.

Message 2696 of 3,125
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Community Leader
Super Contributor

Re: Garden Club - September 2020

If I don't have coffee up by about 7:30AM EDT tomorrow I'll need someone to backfill for me, can't have Remi go off to work without having some!



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 2697 of 3,125
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Contributor

Re: Garden Club - September 2020

Happy Day After Hump Day, Had to return early from my vacation and go back to work for a few days. Decided to go play in TS Beta in Galveston, TX on Sunday. Got in okay but by high tide Monday 8ish AM water was up 3 feet and 12 inches of water to drive through getting our from rental house to main road and two more days of heavy rain expected so we bugged out and went to Austin for a couple of days. Luckily we get a do-over with the rental week of Oct-5 so woohoo! Weather looks to be much better then....LOL.

Sigh...back to the garden after getting a new ride.

As of 7/26/2020


Message 2698 of 3,125
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Community Leader
Mega Contributor

Re: Garden Club - September 2020

Sup. I brought dinner. This time it's pacman fries. Carne asada fries with tocino and a chipotle sauce.

PhotoGrid_1601000409818.jpg

 







Message 2699 of 3,125
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Super Contributor

Re: Garden Club - September 2020

2700



Last HP 09-14-2020



Message 2700 of 3,125
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