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Good Credit Union for Rebuilding

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House1204
Regular Contributor

Good Credit Union for Rebuilding

I am trying to help my dd rebuild her credit. She already has NFCU. I am trying to find another good credit union for her so that she doesn't have all her eggs in one basket. She lives in Texas if that helps. She is just looking for deposit accounts now but will look at credit cards when her scores improve.








Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: Good Credit Union for Rebuilding


@House1204 wrote:

I am trying to help my dd rebuild her credit. She already has NFCU. I am trying to find another good credit union for her so that she doesn't have all her eggs in one basket. She lives in Texas if that helps. She is just looking for deposit accounts now but will look at credit cards when her scores improve.


Her best bet is to go to one of the many good, geofenced credit unions in Texas.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 2 of 6
FicoMike0
Established Contributor

Re: Good Credit Union for Rebuilding

Here's one in Dallas that offers a checking bonus,

https://www.myncu.com/bank/checking/cash-bonus.

 

 

Message 3 of 6
FicoMike0
Established Contributor

Re: Good Credit Union for Rebuilding

What is she recovering from?

 

Message 4 of 6
House1204
Regular Contributor

Re: Good Credit Union for Rebuilding


@FicoMike0 wrote:

What is she recovering from?

 


She has a paid collection, a repossession and 2 charged off Capital One cards. Everything except the repossession has been paid. She is waiting on them all to reflect paid on her reports. She settled with Cap One but they should at least not hurt her utilization anymore.








Message 5 of 6
SouthJamaica
Mega Contributor

Re: Good Credit Union for Rebuilding


@House1204 wrote:

I am trying to help my dd rebuild her credit. She already has NFCU. I am trying to find another good credit union for her so that she doesn't have all her eggs in one basket. She lives in Texas if that helps. She is just looking for deposit accounts now but will look at credit cards when her scores improve.


I believe Randolph Brooks FCU is well thought of.

 

https://www.rbfcu.org/learn/educational-resources/easy-paths-to-rbfcu-membership


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 6 of 6
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