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HSBC Credit Card transferring or not?

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RSX
Valued Contributor

Re: HSBC Credit Card transferring or not?

Has anyone had HSBC report their LOC moving over to Citizens yet?

 

I still show an HSBC LOC with a balance - it has not updated on any of the CRAs yet

 

i want it to report, then i will close out the Citizens acct entirely

 

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 31 of 32
RSX
Valued Contributor

HSBC move to Citizens - CC and LOC

what a crazy situation - we all know about the poor communication on this transition

My HSBC Gold card stayed with HSBC - no idea why, but fine - i will keep it and let it age

 

My LOC and Checking account moved to Citizens

i opened up the online access - made sure everything was setup

issue number 1 was that i read that after 4 months they start charging for the checking -something like $14/mnth without qualifying deposits

this wont work for me, as i have enough free checking accts - i dont need to dump money into one artificially

i called last week to close the checking - no discussion - just a "We have closed your Account"

 

I notice that on my LOC, which has a terrible Apr by the way, my Balance Available is zero

i wait a month to see if there are going to be any updates - there arent, and the acct hasnt reported to any of the CRA's yet

also - my HSBC hasnt reported an update - so i have a balance of $5660 showing, that was paid off in Feb.... grrrr

 

so i called Citizens today  - asked why it was a zero balance available - no good answer - asked to close it - again - " Please confirm you want to close it" answer yes - done

 

It seems to me they wanted the Book of Business - but not really

 

anyone else have a fairly negative experience with their HSBC transition?

 

A255BFD1-04C0-4B1F-949E-6104394A50B4_1_201_a.jpeg

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 32 of 32
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