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Do I have to have a big amount of money to start one? Cap1 sent me something that just made me feel like a toad, like I needed way more $ than I could croak up.
Okay, I read the links, thank you. I am going to my regular bank and the CU this Monday to see what I'm capable of doing. Wish me luck and thanks for letting me bend your ear. I'm gonna get that little girl a nest egg one way or the other. Is she not just the cutest!?!
Edit: removed pic. for privacy reasons but wanted to share for a smidge.
@GApeachy wrote:Okay, I read the links, thank you. I am going to my regular bank and the CU this Monday to see what I'm capable of doing. Wish me luck and thanks for letting me bend your ear. I'm gonna get that little girl a nest egg one way or the other. Is she not just the cutest!?! She's my world!
She's adorable! Good luck.
@GApeachy wrote:Do I have to have a big amount of money to start one? Cap1 sent me something that just made me feel like a toad, like I needed way more $ than I could croak up.
You would have to croak up the funds in advance for the SSL. So that might not be a viable option.
@AllZero wrote:
@GApeachy wrote:Do I have to have a big amount of money to start one? Cap1 sent me something that just made me feel like a toad, like I needed way more $ than I could croak up.
You would have to croak up the funds in advance for the SSL. So that might not be a viable option.
I would? I thought they'd give me the money and I'd make payments. Oh my gosh, I'm so lost.
@GApeachy wrote:
@AllZero wrote:
@GApeachy wrote:Do I have to have a big amount of money to start one? Cap1 sent me something that just made me feel like a toad, like I needed way more $ than I could croak up.
You would have to croak up the funds in advance for the SSL. So that might not be a viable option.
I would? I thought they'd give me the money and I'd make payments. Oh my gosh, I'm so lost.
Share secured loans are essentially a way for you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you're borrowing against that sum while your money stays in your account.
https://www.towpathcu.com/understanding-share-secured-loans.aspx
Oh, okay....now it's making sense.
@GApeachy wrote:Oh, okay....now it's making sense.
High Yield Savings is the way to go. DCU is painless to join online. You will have to meet the membership requirements or donate.