High-Yield Money Market Savings Experiences

[M_Smart007]

Thought I would add, 

for all you seekers of the High Dividend Savings Account rates.

https://www.usalliance.org/

(Click image to enlarge)

[Aim_High]

Latest APR updates on my accounts ... 

• PenFed just excitedly announced an increase to 1.50%.  They are late to the party! 
• Goldman Sachs Marcus is due for monthly update, but they still lag at 1.70%. 
• My new American Express account is slightly better at 1.75%. 
  
• Surprisingly, my current leaders are Capital One and Discover! Capital One just went to 1.90% and Discover is at 2.00%. 

These variations in rates plus dispersal of funds for safety+ease of access are why are I keep multiples.

Good addition by @M_Smart007 on the latest US Alliance CU rates also!

[Anonymalous]

Ally's savings and money market accounts have been at 2.00% since 9/2. NASA CU has a 3.75% 15 month CD.

[Anonymous]

Aim_High

Great list! 

[ToxikPH]

Citi is up to 2% and Marcus is sitting at 1.9%; thought I'd see Marcus up to 2% when I got the email earlier this week but oh well, I'm sure we'll see it soon.

[longtimelurker]

A little shocking (In a good way) how far down the depositaccount list  (Best High Yield Savings Accounts for September 2022 | DepositAccounts) you have to go to get to a boring 2%!   After the next Fed meeting I expect things will get a fair bit higher still.

Of course, the rates are "high" because inflation is much higher, but still!

[AndySoCal]

@Aim_High  Just checked Discover Online savings is now at 2.00%.  I have had a banking relationship with Discover for over 10 years and a credit card relationship for 32 years.  I have tried Capital One but during the pandemic their rates were not competitive so I closed my accounts. I also tried AXOS Bank but closed my account with them as well not competitive.

[M_Smart007]

---

@M_Smart007 wrote:

Thought I would add, 

for all you seekers of the High Dividend Savings Account rates.

https://www.usalliance.org/

(Click image to enlarge)

---

Another one for you seeker's  of the HYS  ..

>> make sure to read the fine print at the bottom!

(Click image to enlarge)

[M_Smart007]

---

@M_Smart007 wrote:

---

@M_Smart007 wrote:

Thought I would add, 

for all you seekers of the High Dividend Savings Account rates.

https://www.usalliance.org/

(Click image to enlarge)

---

Another one for you seeker's  of the HYS  ..

>> make sure to read the fine print at the bottom!

(Click image to enlarge)

---

Langley FCU  ...4.00% CD

(Click image to enlarge)

[BigBS]

Brilliant Bank is up to 2.61% according to DoC this morning.