Home equity loan to pay off ddebt

[Quame15]

Hey I just got approved for $52000 heloc will have funds in 2 weeksthru navy fed but i just have

navy federal flagship 33000 out of 34000 03/2016

navy cash 7900 out of 16200 06/2019

discover 18000 out of 21000 12/18

chase freedom unlimited 1000 out of 3300 12/2018

cap quick s 1500 of 4800 open 2015

cap 0 out of $750 open 2016

amex blue mag 0 of 1k 12/2018 

huntington 1200 out of 4500 12/2018

trying to figure out which way I should go with things ? What should I pay down first? Want to get a mortgage in 6 months so gotta pay debt down trans 633 equi 620 exp 600

[seattletravels]

What is the apr on each card? I'd make a spreadsheet sorting them by APR and then tackle the highest APR first.

[Quame15]

Have to look at the cards but for .navy 30k my minimum pay $621discover 19129 is $383 chase 803 is $35 and navy 7900 is 96 the rest is like 25

[M_Smart007]

Congrats on your HELOC approval!

[AllZero]

Congratulations on your approval!

[KLEXH25]

---

@Quame15 wrote:

Hey I just got approved for $52000 heloc will have funds in 2 weeksthru navy fed but i just have

navy federal flagship 33000 out of 34000 03/2016

navy cash 7900 out of 16200 06/2019

discover 18000 out of 21000 12/18

chase freedom unlimited 1000 out of 3300 12/2018

cap quick s 1500 of 4800 open 2015

cap 0 out of $750 open 2016

amex blue mag 0 of 1k 12/2018 

huntington 1200 out of 4500 12/2018

trying to figure out which way I should go with things ? What should I pay down first? Want to get a mortgage in 6 months so gotta pay debt down trans 633 equi 620 exp 600

---

You want to get your mortgage scores up so I would pay as many down to zero as possible and lower utilization across the board, so:

Navy FF -$23,842 (26.9%)
Navy Cash -$6,458 (8.9%)
Discover -$18,000 (0%)
Chase FU -$1000 (0%)
Cap1 QS -$1500 (0%)
Cap1 $0 (0%)
AMEX Blue CM $0 (0%)
Huntington -$1200 (0%)

Total: -$52,000

[Quame15]

---

@KLEXH25 wrote:

---

@Quame15 wrote:

Hey I just got approved for $52000 heloc will have funds in 2 weeksthru navy fed but i just have

navy federal flagship 33000 out of 34000 03/2016

navy cash 7900 out of 16200 06/2019

discover 18000 out of 21000 12/18

chase freedom unlimited 1000 out of 3300 12/2018

cap quick s 1500 of 4800 open 2015

cap 0 out of $750 open 2016

amex blue mag 0 of 1k 12/2018 

huntington 1200 out of 4500 12/2018

trying to figure out which way I should go with things ? What should I pay down first? Want to get a mortgage in 6 months so gotta pay debt down trans 633 equi 620 exp 600

---

You want to get your mortgage scores up so I would pay as many down to zero as possible and lower utilization across the board, so:

Navy FF -$23,842 (26.9%)
Navy Cash -$6,458 (8.9%)
Discover -$18,000 (0%)
Chase FU -$1000 (0%)
Cap1 QS -$1500 (0%)
Cap1 $0 (0%)
AMEX Blue CM $0 (0%)
Huntington -$1200 (0%)

Total: -$52,000

---

After paying all of this down what credit card or credit union do u think I should join or should which should I get a credit increase on?

[Anonymous]

Congrats on your HELOC!

Can I ask what your closing costs were?

I am also considering a Heloc there.

Thanks!

[Quame15]

---

@Anonymous wrote:

Congrats on your HELOC!

Can I ask what your closing costs were?

I am also considering a Heloc there.

Thanks!

---

379

[Quame15]

---

@Quame15 wrote:

---

@Anonymous wrote:

Congrats on your HELOC!

Can I ask what your closing costs were?

I am also considering a Heloc there.

Thanks!

---

379

---