Membership is open to:
- Active Duty members, reservists, veterans, retirees and annuitants of the Army, Marine Corps, Navy, Air Force and Coast Guard
- Army and Air National Guard personnel
- Delayed Entry Program personnel
- Department of Defense (DoD) civilians
- U.S. government employees assigned to DoD installations
- contractors assigned to DoD installations
- family members of one of the above
- If you have an immediate family member who has joined or one who’s eligible to join, you can become a Navy Federal member. Immediate family members include grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members. Household members are defined as those who share your address and pay a major utility bill.
There are no workarounds anymore. We can probably thank all the credit forums on the webz for that.
@Anonymous wrote:Is there anyway a person can get into NFCU without being a member of miltary or goverment? They seem to want peoples's business. Looks like there be another way. Thank you.
I just became a member to NFCU this week - I mentioned my grandfather was in the Army when he was alive for WWII, but I dont think they ever took his name down or what branch he was in or his rank, nothing. And I was just mentioning this is passing too.
Have any of your relatives served in the military? My father was a WWII veteran and mention of that was sufficient for me to win NFCU membership.
Keep in mind that you should have proof handy if you plan to use a relative to get in. They can audit your account at any time and they will freeze everything until proof is provided. Lately, it's only happened when trying to use a roommate to get in, but it's better to be safe, than sorry. Especially, if you plan to use them significantly.
Those who "mention" things, are you referring to in-branch applications vs online or telephone applications? My father was in the North Carolina Army National Guard in the 1960s. It hadn't occurred to me that this might qualify.
@KJinNC wrote:Those who "mention" things, are you referring to in-branch applications vs online or telephone applications? My father was in the North Carolina Army National Guard in the 1960s. It hadn't occurred to me that this might qualify.
You can do it over the phone. They don't ask for specific details, only basic. Who is your connection, how they qualify, and your relationship to them. When I initially inquired, they said they would send a secure message with a link to upload supporting documents. Later, when I called in to actually open an account, they didn't mention it and I didn't receive any messages. That was 2 years ago. But, I have mine, and my father's paperwork if needed.