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I am Golden...

Community Leader
Senior Contributor

I am Golden...

I'm so happy, I just became a member of Golden1 CU after months of researching/debating which CU to join. Even though  Alliant and NFCU sounded awesome, it came down to the CU having a local branch where I live. The best news is that I went in expecting a HP to EX, and walked out with only a SP!!!!


Current Scores------ EQ 680; TU 658; EX 684 FICO 08--- Gardening 5/25/18 to 5/25/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 1 of 8
7 REPLIES
Valued Member

Re: I am Golden...

Congrats Bella! Good luck on your rebuilding!

Message 2 of 8
Contributor

Re: I am Golden...

Glad you found the one Smiley Happy
Message 3 of 8
Community Leader
Senior Contributor

Re: I am Golden...

Thank you Prosper and TruBlu! I appreciate it. Smiley Happy


Current Scores------ EQ 680; TU 658; EX 684 FICO 08--- Gardening 5/25/18 to 5/25/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 4 of 8
Community Leader
Super Contributor

Re: I am Golden...

Good job!! Enjoy it.

Message 5 of 8
Super Contributor

Re: I am Golden...

Now you've done it, Bella, you've gone & got me curious about Golden 1 Smiley Happy


FICO8 EQ 743 TU 777 EX 752 Total revolving limits 618800 (508800 reporting)
Message 6 of 8
Community Leader
Senior Contributor

Re: I am Golden...

Hey SJ! I went with them for the local presence, because they are a large, healthy CU, they offer a platinum Visa that can be as low as 7.79% & 3% on gas, groceries & restaurarants. If I don't stop going on about them, people are going to think I work for them or something. I don't, BTW. I'm just excited to be getting things back together after BK. I hope G1 works out for me.

Current Scores------ EQ 680; TU 658; EX 684 FICO 08--- Gardening 5/25/18 to 5/25/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 7 of 8
Community Leader
Senior Contributor

Re: I am Golden...

Just to add, I don't think their interest rates on saving, checking, or MM accounts are anything to write home about. It seems like the advantages lie in their credit and loan products.

Current Scores------ EQ 680; TU 658; EX 684 FICO 08--- Gardening 5/25/18 to 5/25/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 8 of 8