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I need a PENFED Guru

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Regular Contributor

I need a PENFED Guru

I recently applied for a Line of Credit with PenFed. I have a savings and checking, no credit products. 

Applied on 10/19. Nothing for two days. I check the app status tool and it shows loan updates today, 10/22 and at the bottom it states this:

 

"Loan with Loan Officer - File blocked due to California Senate Bill 168". 

I researched the bill, couldn't find anything I could make sense of. 

Some understanding would be great. 

Message 1 of 8
7 REPLIES 7
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Established Contributor

Re: I need a PENFED Guru

IIRC, I've seen reports of that message when a credit file is blocked and they can't complete a HP. Are your files unlocked (specifically EQ)?  Did they do an HP?

Personal Credit -
AMEX: Platinum, Gold, Blue Cash Preferred, Schwab Investor
PNC: Cash Rewards, Points
NFCU: Flaghship Rewards, Cash Rewards, More Rewards, CLOC
PSECU: Founders
BB&T: Spectrum Cash Rewards
CapOne: Quicksilver
Discover: IT Chrome, IT
Synchrony: PayPal 2%, PayPal Credit
Barclays: Uber
PenFed: Power Cash Rewards, Platinum Rewards
Alliant: Visa Signature
Store Cards: Target, Macy’s
AU Cards: Citi Rewards+

Business Credit-
AMEX: Delta Gold, Amazon Prime, Simply Cash Plus
PNC: Visa Business
Message 2 of 8
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Regular Contributor

Re: I need a PENFED Guru

Definitely sounds like a Fraud Alert or security freeze on your report.  Should double check, I think they should be pulling Equifax

TFCU Plat Visa $12,500 | PenFed Platinum Rewards $10,000 | Synchrony Premier MC $8,000 | NFCU MoreRewards $1,000 | Purdue FCU $5,000 | Capital One BuyPower $750 | Capital One QuickSilverOne $600 | Capital One QuickSilver $1,000 | Merrick Bank $2,700 | Credit One $1,200 | Amazon Prime Card $5,000 | Walmart Store Card $1,400 | B&H Payboo Card $7,500 | Shell Gas Card $1,200 | Overstock Store Card $3,850 | Kohl's Store Card $1,500 | Comenity MasterCard $1,180 | Target RedCard $2,000
Message 3 of 8
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Community Leader
Mega Contributor

Re: I need a PENFED Guru

@M_Smart007  is not only a PF Guru but EPIC!Smiley Wink

Message 4 of 8
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Moderator

Re: I need a PENFED Guru

I'll echo what has been said. You're probably getting that message because they can't pulled your credit file.
Message 5 of 8
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Super Contributor

Re: I need a PENFED Guru

Message 6 of 8
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Epic Contributor

Re: I need a PENFED Guru


@Dmessina666 wrote:

I recently applied for a Line of Credit with PenFed. I have a savings and checking, no credit products. 

Applied on 10/19. Nothing for two days. I check the app status tool and it shows loan updates today, 10/22 and at the bottom it states this:

 

"Loan with Loan Officer - File blocked due to California Senate Bill 168". 

I researched the bill, couldn't find anything I could make sense of. 

Some understanding would be great. 


Was Your EQ Unlocked/Unfroze?

Message 7 of 8
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Regular Contributor

Re: I need a PENFED Guru

I coulda swore it was. PF just pulled me last week. Unlocked now. 

Message 8 of 8
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