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I recently applied for a Line of Credit with PenFed. I have a savings and checking, no credit products.
Applied on 10/19. Nothing for two days. I check the app status tool and it shows loan updates today, 10/22 and at the bottom it states this:
"Loan with Loan Officer - File blocked due to California Senate Bill 168".
I researched the bill, couldn't find anything I could make sense of.
Some understanding would be great.
IIRC, I've seen reports of that message when a credit file is blocked and they can't complete a HP. Are your files unlocked (specifically EQ)? Did they do an HP?
Definitely sounds like a Fraud Alert or security freeze on your report. Should double check, I think they should be pulling Equifax
As above. Looks like a freeze. http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200120020SB168
@Dmessina666 wrote:I recently applied for a Line of Credit with PenFed. I have a savings and checking, no credit products.
Applied on 10/19. Nothing for two days. I check the app status tool and it shows loan updates today, 10/22 and at the bottom it states this:
"Loan with Loan Officer - File blocked due to California Senate Bill 168".
I researched the bill, couldn't find anything I could make sense of.
Some understanding would be great.
Was Your EQ Unlocked/Unfroze?
I coulda swore it was. PF just pulled me last week. Unlocked now.
@Dmessina666 wrote:I recently applied for a Line of Credit with PenFed. I have a savings and checking, no credit products.
Applied on 10/19. Nothing for two days. I check the app status tool and it shows loan updates today, 10/22 and at the bottom it states this:
"Loan with Loan Officer - File blocked due to California Senate Bill 168".
I researched the bill, couldn't find anything I could make sense of.
Some understanding would be great.
How did this work out? Did you get the line? I am curious because I will be apping for a PLOC soon, so I am interested in the DP's for PF. Thanks in advance for any DP's!