I thought I was done but another idea crossed my mind

[12njoy]

Within the past two weeks I was approved for the Tower Empower card @18.2k and a CLI on my DCU card from 7.5k to 20k.  I figured both credit unions allow you to use the same HP so why not go for broke.  I have about 8k in credit card debt so I figured I would apply for a 8k personal loan with both to consolidate.  I figured with all the new accounts, inq's and available credit, I would certainly be denied.  Well to my surprise, DCU approved me instantly at 7.49% while Tower reviewed my request.  Well much to my surprise, Tower came back and approved me for a 10k line of credit.  Tower requested my most recent bank statement but not POI.  I thought that was rather odd, but I guess they can see direct deposit and other things there.  I didn't find out it was a line of credit until they called me.  As you can see from the below it was a personal loan application, but hey I will certainly take the LOC @10.9% with no additional debt on report.  I'm sure I left some money on the table somewhere with these two but now I'm done   

[Hut1]

That's awesome 👏 

Congrats on the double/triple dip.  🎉

[CreditMagic7]

Someone is been busy again  Congrats @12njoy on the newest pick ups!!

[babygirl1256]

Congrats on your spree . . . your Tower Empower card approval, your DCU card CLI, your DCU personal loan and your Tower personal LOC . . . that's awesome!!! 

[CYBERSAM]

Congrats! Nicely done 👍👍

[12njoy]

@Hut1 

Thank you

[12njoy]

@CreditMagic7 

Thank you my friend, indeed I have been.  Squeeking out wins whenever and wherever I can these days

[12njoy]

@babygirl1256 

Thank you, much appreciated!

[12njoy]

@CYBERSAM 

Thank you

[Anonymous]

@12njoy  That was a smart move. You had nothing to lose by requesting one more loan product. They already pulled your credit, so asking for one more loan was no risk and all reward.