Is there anyone knows how to increase the person line of credit of US bank?

[DotaK]

Is there anyone knows how to increase the person line of credit of US bank? I am just wondering if you can increase the personal line of credit of us bank

[RSX]

i believe you have to call them - they will do a Hard Pull on your credit

have you had it over 1 year? likely need that time under your belt before they will increase

[DotaK]

I have been had their checking for more than 2 years and 1 credit card, just opened the personal line of credit with 8000 a week ago. I am just wondering if that's possible to increase the personal line of credit in the future. Do you have any experience of it?

[RSX]

worth a phone call - but it will be an HP  - they may ask you to explain why you need the additional - so have some explanations ready before you call

i got the max amount of $20k when i opened it, so there is no CLI path for me

[DotaK]

Great, lucky you, I only have 8000. So sad, I might need to wait for at least 6 months to make a phone call, do you think I should call them now  a week after opening the account?

[RSX]

if you can handle the extra HP, go ahead

with my recent USB Cash+, they gave me a $10k starting line - i called the next day - got an HP and another $10k - it is referred to as a Recon(sideration)

worth a try