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Received my pre-approved no-hassle check today! If you other members haven't yet. You probably will over the next few days.
7.49% $6000
Congratulations! I usually get one before Christmas, not this time of year. Do you take them up on their offer? Also, do you have a credit card with them? Thanks, in advance.
@Gmood1 wrote:
Hey ML, no I don't have a CC with them. They'll send a pre-qualified offer for a CC once or twice a year. We already know their CC offers are bait and switch.😂
I've only taken them up once on the personal loan offer. All of my other offers were $4500. This is the first time it's been raised to $6000. Interest rate offer seems to get lower as time goes on as well.
Strange, I thought you also received these twice a year? They come like clock work for me. Normally once in the middle of the year and once at the end.
My offers have been $6000 with the low interest rate you received. I took them up on it. I still only receive the offers once a year close to the holidays. Go figure. I have applied for their low interest credit card twice to no avail. Not going there again, although I do have several credit card offers offers showing on my account now. That is new. Now that I don't need or want them, I get offers. Figures. lol Not taking them up on it, though.
I got mine in today’s mail. I’m going to pass on this one, but I may call in tomorrow to see if hey you can send me a check, can you give me a 2% cash back card?
Guyatthebeach
@Guyatthebeach wrote:I got mine in today’s mail. I’m going to pass on this one, but I may call in tomorrow to see if hey you can send me a check, can you give me a 2% cash back card?
Guyatthebeach
Let us know what you find out.
It was a no go. According to the rep, it's a hard hit for a new card. From my coversation, they aren't doing PC's yet.
Guyatthebeach
I'm thinking about joining them at the end of the year for the 2% card. Can you offer any details on why you were denied the card? Too many inquiries? Too many new accounts? Too much CL for income? By the end of the year all of my 2017 new accounts will be a year old as will their inquiries. I have no new accounts 2018 as of yet. I also have over twice my income in CL but am planning on closing a few cards down as well as request a few CLD if necessary.