@coldfusion wrote:
@Varsity_Lu wrote:. I don't believe they could join directly via my granfldfather, but they can now that I am a member.
Officially they could not, but with a phone call they might have been willing to bend the rules for a great-grandparent.
They do tend to go by the honor system with regard to membership eligibility but they sometimes do follow up and later ask to provide proof of eligibility and freeze accounts until proof is given or ineligibility established. With a copy of a DD-214 you're all set.
Well, I don't think it's officially a DD-214 form. Not sure when those started, but he was honorably discharged in 1946. It has his rank, service years, commanding officer, unit, awards, etc. They are official discharge papers, though, just not DD-214, at least I don't think so.
@Varsity_Lu wrote:
@coldfusion wrote:
@Varsity_Lu wrote:. I don't believe they could join directly via my granfldfather, but they can now that I am a member.
Officially they could not, but with a phone call they might have been willing to bend the rules for a great-grandparent.
They do tend to go by the honor system with regard to membership eligibility but they sometimes do follow up and later ask to provide proof of eligibility and freeze accounts until proof is given or ineligibility established. With a copy of a DD-214 you're all set.
Well, I don't think it's officially a DD-214 form. Not sure when those started, but he was honorably discharged in 1946. It has his rank, service years, commanding officer, unit, awards, etc. They are official discharge papers, though, just not DD-214, at least I don't think so.
Correct, the form DD-214 wasn't implemented until some time in the 1950s.
@Horseshoez wrote:
@Varsity_Lu wrote:
@coldfusion wrote:
@Varsity_Lu wrote:. I don't believe they could join directly via my granfldfather, but they can now that I am a member.
Officially they could not, but with a phone call they might have been willing to bend the rules for a great-grandparent.
They do tend to go by the honor system with regard to membership eligibility but they sometimes do follow up and later ask to provide proof of eligibility and freeze accounts until proof is given or ineligibility established. With a copy of a DD-214 you're all set.
Well, I don't think it's officially a DD-214 form. Not sure when those started, but he was honorably discharged in 1946. It has his rank, service years, commanding officer, unit, awards, etc. They are official discharge papers, though, just not DD-214, at least I don't think so.
Correct, the form DD-214 wasn't implemented until some time in the 1950s.
When researching my FIL's proof of military service, we reached out to the National Personnel Records Center at the National Archives. They responded by saying that the DD214 was not used until January 1, 1950. In lieu of that document, they sent electronic scanned copies of the records they had on hand which included documentation about his honorable discharge from Naval Personnel.
I finally went to claim my $426.44 in rewards. NFCU infuriatingly makes you claim in increments of $50s for cash redemption (deposit in your NFCU savings account). Claimed $400. Then I took a $25 gift card. I left $1.44 on the table.
I think if you take statement credit, you can request at least $50 + any amount of rewards above $50. But the card is sock drawered (with a $0 balance) and I didn't feel like making a $50 purchase(s) with the card.
$50 minimum and $50 increments is lame.
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@FicoMike0 wrote:You might check out the Special EasyStart Certificate, good rate, you can start with $50, add up to $3000 when you want. Gives you another account with them, they're big on relationships. The flagship card has a $49 af, but includes a prime membership. Had a nice sub when I got it too.
So, I have a few questions about this CD. In the fine print it says to get the best rate you need a checking account with direct deposit. I opened the EveryDay Checking account, but I don't want to do a traditional direct deposit because of a difficult HR situation at my work. But in the terms, it says the direct deposit requirement can also be met by "monthly Non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Primary Owner."
So, if I just move $500 via ACH from Fidelity into my checking account each month, I can keep the highest rate? If this is true, can I ACH the deposit back out of my NFCU checking account to Fidelity the next day and still meet the requirement? My thinking is that I want to get the high rate, but I don't want to park money in a low interest checking account.
Thoughts?
@Varsity_Lu wrote:
@FicoMike0 wrote:You might check out the Special EasyStart Certificate, good rate, you can start with $50, add up to $3000 when you want. Gives you another account with them, they're big on relationships. The flagship card has a $49 af, but includes a prime membership. Had a nice sub when I got it too.
So, I have a few questions about this CD. In the fine print it says to get the best rate you need a checking account with direct deposit. I opened the EveryDay Checking account, but I don't want to do a traditional direct deposit because of a difficult HR situation at my work. But in the terms, it says the direct deposit requirement can also be met by "monthly Non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Primary Owner."
So, if I just move $500 via ACH from Fidelity into my checking account each month, I can keep the highest rate? If this is true, can I ACH the deposit back out of my NFCU checking account to Fidelity the next day and still meet the requirement? My thinking is that I want to get the high rate, but I don't want to park money in a low interest checking account.
Thoughts?
Not that NFCU's savings accounts are all that good when it comes to interest rates (they stink compared to PenFed and CapOne), my Direct Deposit goes into my savings account, my required checking account has $50 in it and I just let it sit there collecting dust.
@Horseshoez wrote:
Not that NFCU's savings accounts are all that good when it comes to interest rates (they stink compared to PenFed and CapOne), my Direct Deposit goes into my savings account, my required checking account has $50 in it and I just let it sit there collecting dust.
Not sure that answers my question. I don't want to DD or keep any money at NFCU other than the CD.
@Varsity_Lu wrote:
@FicoMike0 wrote:You might check out the Special EasyStart Certificate, good rate, you can start with $50, add up to $3000 when you want. Gives you another account with them, they're big on relationships. The flagship card has a $49 af, but includes a prime membership. Had a nice sub when I got it too.
So, I have a few questions about this CD. In the fine print it says to get the best rate you need a checking account with direct deposit. I opened the EveryDay Checking account, but I don't want to do a traditional direct deposit because of a difficult HR situation at my work. But in the terms, it says the direct deposit requirement can also be met by "monthly Non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least three out of four consecutive months that are deposited into Navy Federal deposit accounts where you are Primary Owner."
So, if I just move $500 via ACH from Fidelity into my checking account each month, I can keep the highest rate? If this is true, can I ACH the deposit back out of my NFCU checking account to Fidelity the next day and still meet the requirement? My thinking is that I want to get the high rate, but I don't want to park money in a low interest checking account.
Thoughts?
I have one of the Special EasyStart Certificates, and the only direct deposit that I maintain is simply automating a monthly $500 push from my Chase checking account to my NFCU Flagship checking. However, I don't ACH the funds back out. I use it to pay my NFCU credit card balance and to deposit a little extra to the certificate.