cancel
Showing results for 
Search instead for 
Did you mean: 

Joined Penfed yesterday

tag
RSX
Valued Contributor

Joined Penfed yesterday

Applied for a Membership and Basic savings.  Approved

logged in and applied for the Premium Savings.  Approved

applied for the LoC at max amount $20k. Pending

 

8429A1C7-C92D-4C20-812C-DAEBBAC4973B.jpeg09B56934-05C6-465A-BFF8-D0C66FEACC74.jpeg

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 1 of 16
15 REPLIES 15
PutThatMoneyOnTheTable
Established Contributor

Re: Joined Penfed yesterday

Congrats on your approvals.

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 2 of 16
AllZero
Mega Contributor

Re: Joined Penfed yesterday

Congratulations on your membership! Good luck on your PLOC application.

Message 3 of 16
Rebuild2019
Valued Contributor

Re: Joined Penfed yesterday

Congrats @RSX

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 16
TekkenQQ7
Established Contributor

Re: Joined Penfed yesterday

download.gif



Message 5 of 16
M_Smart007
Legendary Contributor

Re: Joined Penfed yesterday

Congrats! .. 

Message 6 of 16
RSX
Valued Contributor

Re: Joined Penfed yesterday

****UPDATE******

 

applied for the LoC at max amount $20k. Pending. Approved for $20k at lowest rate 14.65%

Applied for Access America Checking account - Approved

 

i had been waiting for my US Bank 'portfolio' to get fully setup before i closed all my Wells Fargo accounts. -Checking/Saving/Visa/LOC

 

now i can close out Wells Accounts based on my Penfed 'portfolio' (i dont need another CC yet - so i wont apply for a Penfed one yet)

 

**** side note since some people ask about LOC****

i like having an LOC as a secondary Emerg Fund - I have never floated money on one for more than 2-3 weeks - so even at a higher int rate, is a non factor to use it

i use it to payoff the last part of a loan, to get it closed out if i want to - i have used it for a short term downpayment when i am financing a car - i can payoff a CC if the statement date is a week before i get paid (rare occasion) - it avoids EVER taking a cash advance on a CC 

 

those are just some of the examples

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 7 of 16
AverageJoesCredit
Legendary Contributor

Re: Joined Penfed yesterday

Nice , PF likes you. Youll get a cc easySmiley Wink

Message 8 of 16
Anonymous
Not applicable

Re: Joined Penfed yesterday

Congrats on the approvals!

 

Always nice to move forward in your plans!

Nice addition

Message 9 of 16
ktl72455
Valued Contributor

Re: Joined Penfed yesterday

Congrats!!!

membership Hp or soft? 

Does any one know if a self employed could submit last 2 mo of business bank statements instead of check stubs? Or do they want they want copy of taxes?  Im just gathering more info to better prepare!

Thanks!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.