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I recently joined online. They were able to verify my prior service via my name, DOB and SSN. They did request that I send a copy of my DL and a recent W-2 showing my home address via their secure messaging system however. I could have also provided them at a local branch.
@coldfusion wrote:
@AverageJoesCredit wrote:
Hey guys, didnt want to hijack other threads. Im curious as ive been wanting to mention Navy to my Ex and her Mom to help them out. My Ex's Father served in the Army but isnt a nice man, they actually want no contact with him at all. Could she still join Navy Fed with her Dad having served even though he is alive and without him having say in matter. Curious to your thoughts before i brosch the subject with her. Thanks AJCShe doesn't need his permission.
He does not need to be involved to obtain NFCU membership
As his daughter she should be able to request a copy of his DD-214. If she's ever challenged she'll have proof of his service (and hopefully he didn't get a less-than-honorable discharge)
According to the National Archives website "All requests to get a copy of DD214 from discharges less than 62 years ago must be signed and dated by the veteran or next-of-kin. If you are the next of kin of a deceased veteran, you must provide proof of death of the veteran such as a copy of death certificate, letter from the funeral home, or published obituary."
@Nomad3 wrote:
Was wondering the difference between joining inbranch vs over the phone:
If you are joining you have to open a savings account and/or checking account? And probably deposit monies at time of opening? You are only required to open a share account at the time. But you can open additional accounts anytime after.
Would in-branch be easier? Can't say, as i opened online. But if you have all available info it might be.
I've heard they don't let you transfer from outside banks into their savings, so I'd have to transfer from outside checking to inside checking then inside checking to inside savings? Or am I wrong? True, past the intial funding to "get in", you'll have to push from the external accounts linked. At least until you open a CC, where you can tranfer from it. Then pay it back with one of your linked external accounts. You might be able to tranfer between the accounts if you open one of their advanced checking account.
Not trying to open CC yet, but would like membership to make future CC/Loans/MTG easier to open having existing history with them.
I would suggest it's always better to do it in person if you can when talking CU membership.
Actually shame on me for not looking there's branches within a half hour of me here in LA which is something I didn't realize... would've gone through this years ago if I had.
Very rarely do they perform an intensive docs request, but one should have just in case it's a YMMV situation.
I had all my Grandfathers paperwork, but they nevr even ask. And I don't believe they could look it up in the computer because his info was all old style paper, that presumably burned up in the records room fire long ago.
@Nomad3 wrote:
Eligibility question: if I can only get in because of my grandfather, can my son get in when he's old enough if I'm a member? Even if the closest "military" would be his great grandfather?
One you become a member, your son will be eligible to become a member.