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Langley FCU - no go

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Established Contributor

Langley FCU - no go

Applied two weeks ago and just got this email. Not sure i'm even going to call because I think it's due to my Chexsystems report. Super lame.

 

"Thank you for applying for an account at Langley Federal Credit Union. Unfortunately we were unable to open your account at this time. No funding will be taken from the account or debit card you entered."



Message 1 of 12
11 REPLIES 11
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Valued Contributor

Re: Langley FCU - no go

Sorry  to hear of your denied  application  for membership  with Langley  Fcu. 

Message 2 of 12
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Super Contributor

Re: Langley FCU - no go

That's unfortunate. At least you may know the reason. Just lay low for a few months and try again in the future.
Message 3 of 12
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Valued Contributor

Re: Langley FCU - no go

Sorry to hear about your denial. 😐





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Profile Type: New, Thin, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 2 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 24.95k Util. 1% AAoA: 2 yrs, 1 mo.
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myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698

Message 4 of 12
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Super Contributor

Re: Langley FCU - no go


@Lizzo wrote:

Applied two weeks ago and just got this email. Not sure i'm even going to call because I think it's due to my Chexsystems report. Super lame.

 

"Thank you for applying for an account at Langley Federal Credit Union. Unfortunately we were unable to open your account at this time. No funding will be taken from the account or debit card you entered."


Sorry to hear about your denial. You applied for a Checking Account I would assume?

Message 5 of 12
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Frequent Contributor

Re: Langley FCU - no go

Sorry to hear that, but keep in mind that too many CU Chexsystem's inquiries may raise a red flag. 





Message 6 of 12
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Super Contributor

Re: Langley FCU - no go


@jazmar wrote:

Sorry to hear that, but keep in mind that too many CU Chexsystem's inquiries may raise a red flag. 


This is true, I ran into that 1 time, now just space them  evenly apart. no issues now.

Message 7 of 12
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Established Contributor

Re: Langley FCU - no go

Nope, just a membership to get a credit card. Didn't even apply for checking.


@M_Smart007 wrote:

@Lizzo wrote:

Applied two weeks ago and just got this email. Not sure i'm even going to call because I think it's due to my Chexsystems report. Super lame.

 

"Thank you for applying for an account at Langley Federal Credit Union. Unfortunately we were unable to open your account at this time. No funding will be taken from the account or debit card you entered."


Sorry to hear about your denial. You applied for a Checking Account I would assume?


 



Message 8 of 12
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Super Contributor

Re: Langley FCU - no go


@Lizzo wrote:

Nope, just a membership to get a credit card. Didn't even apply for checking.


@M_Smart007 wrote:

@Lizzo wrote:

Applied two weeks ago and just got this email. Not sure i'm even going to call because I think it's due to my Chexsystems report. Super lame.

 

"Thank you for applying for an account at Langley Federal Credit Union. Unfortunately we were unable to open your account at this time. No funding will be taken from the account or debit card you entered."


Sorry to hear about your denial. You applied for a Checking Account I would assume?


 


Ughhhhh, Chexsystems can be a PITA. I froze mine for a while. Had to request a pin by mail to unfreeze it.

Message 9 of 12
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Moderator Emeritus

Re: Langley FCU - no go


@M_Smart007 wrote:

@jazmar wrote:

Sorry to hear that, but keep in mind that too many CU Chexsystem's inquiries may raise a red flag. 


This is true, I ran into that 1 time, now just space them  evenly apart. no issues now.


Out of curiosity what spacing do you use?

 

I haven't kept track of where that is like I probably should've.




        
Message 10 of 12
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