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While applying online for NFCU personal loan, previously I have been stopped at the middle tab and it will tell me that my application doesn't meet NFCU's standards, etc. This time I did get past the get approved tab and it gave me the APR and monthly payment range and asking where I want proceeds deposited and if I want automatic payments. It didn't say approved, it said under review for 2 hours. Is this normal? Will I get a notification either way?
@angel70 wrote:While applying online for NFCU personal loan, previously I have been stopped at the middle tab and it will tell me that my application doesn't meet NFCU's standards, etc. This time I did get past the get approved tab and it gave me the APR and monthly payment range and asking where I want proceeds deposited and if I want automatic payments. It didn't say approved, it said under review for 2 hours. Is this normal? Will I get a notification either way?
Hi @angel70 , Pretty standard for NFCU to do a manual review, yes they will notify you!
Sometimes you can log-In and see it under "messages".
If you do not hear back within say 24 hours?, I would call them.
Good Luck and Keep us posted.
You can also check the application status on their website or within their app.
It's normal. For my latest app, it went to review, then looked like it was approved, then I got an email that they needed info from me, but they didn't, then I got an email that I need to agree to their stipulations which was actually a counteroffer, then I was approved, then I had to e-sign documents.
@angel70 wrote:While applying online for NFCU personal loan, previously I have been stopped at the middle tab and it will tell me that my application doesn't meet NFCU's standards, etc. This time I did get past the get approved tab and it gave me the APR and monthly payment range and asking where I want proceeds deposited and if I want automatic payments. It didn't say approved, it said under review for 2 hours. Is this normal? Will I get a notification either way?
@angel70 .. Did you receive any updates?
No, I'm too scared. I figure I'll see a denial letter soon. I just thought I had a chance since I didn't get a flat out denial. I'll let you know if I get any updates, thanks.
Any updates on whether you got approved for your personal loan?
@gingerflower wrote:Any updates on whether you got approved for your personal loan?
+1
@Brian_Earl_Spilner wrote:It's normal. For my latest app, it went to review, then looked like it was approved, then I got an email that they needed info from me, but they didn't, then I got an email that I need to agree to their stipulations which was actually a counteroffer, then I was approved, then I had to e-sign documents.
This is exactly my experience with my recent CLOC app.
Denied...DTI is heavy..score not ideal. I don't have the letter yet. Oh well, going to hide under a rock for a while. Thanks guys.