NFCU Application Question

[Goal_Getter]

Just curious to know which comes first. Do NFU request the verification information before or after the credit checks are ran? I’m concerned because Wells Fargo bank reported a $46 dollar balance owed on a checking account to EWS a few months ago. Will Navy deny opening a savings account because of this? I’m not interested in a checking account with them at this time. The balance has been paid. How much of an affect will this have?

[Jnbmom]

I am pretty sure Navy checks EWS before opening checking/savings account.

[Goal_Getter]

Thank you. But will they pull the EWS first or request the verification information first?

[AverageJoesCredit]

My guess would be when you apply they would check the EWS first before making any decision to approve