Last week I applied for a CLOC with Navy Fed and got the "we'll send your status in the mail" message, so I wasn't feeling very optimistic. Today I received a letter from them in the mail and it looks like I've been approved, but they need me to sign the disclosure agreement and mail or fax it back to them. For those with experience, is this the normal progression? It maybe a silly question, but I'm used to doing everything online/electronically and am new to the CU lifestyle. Just want to double check--thanks!