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NFCU CLOC is confusing

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Contributor

NFCU CLOC is confusing

I went to apply for a CLOC and ended up with a Personal Loan for $15,000.  I clicked on the link for the CLOC and somehow got over to personal loan application.  I called them and they submitted a new application with a new credit pull..ugh.

2/21/19 Fico's: EQ 651 - TU 666 - EXP 670
4/4/19 Fico's: EQ 744 - TU 763 - EXP 758

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $8000 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500 / NFCU $1500 / Sams Club $7500
Message 1 of 5
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Community Leader
Super Contributor

Re: NFCU CLOC is confusing

Man that stinks. Did they approve the loan, lol? At what rate? Still want the Cloc?
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 5
Moderator

Re: NFCU CLOC is confusing

NFCU personal loan rates kinda stink :/

Message 3 of 5
Community Leader
Super Contributor

Re: NFCU CLOC is confusing

Yeah CC, its sad to think about their rates . Id trade in my Amex loan for Navy anyday if i could get a great aprSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 5
Regular Contributor

Re: NFCU CLOC is confusing

The ease with which digital channels allows us to pursue credit can be a double edged sword.

 

My wife joined NFCU and then me - we both having Savings accounts with them now. Recently when it came time to apply for a new CC, we brought up the website, and submitted the application. As DW was walking away from my desk, I said, "Wait, did we do that from the right account? (hers, not mine)". Fortunately, we were. I could easily see how someone could make a mistake.

Aug 2019: EQ 713, EX 698, TU 708 (Mar 2017: 550's)

AAoA: 8.6 years, Gardening Goal: Spring 2020
Message 5 of 5
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