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I put in for a CLOC the same day I applied for a CLI. I've got my CLI and have yet to hear back about the CLOC. It's been 2 days since the inital inquiry. Any thoughts would help, or situations similar.
My CLOC was approved within two hours after going into review. In my experience taking longer than 24 hours have turned into denials. Good luck!!!
For my CLOC, I didn't hear back anything for a week, when I got a letter in the mail that said I need to verify my address. After that it was smooth sailing.
Patience is a virtue, plus it's a holiday weekend!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
You're all right, I'll cross that bridge wedneday if I haven't heard anything. I'm hoping I get approved, because this was my last HP before going into Gardening and working on the credit for the next two years.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Hi there OP
I have combined both of your threads into one and removed the cross post from the General Credit Forum. Please refrain from doing this in the future it can lead to confusion by the members and its not in line with our TOS, thanks for your understanding on this.
I had waited around 5 days and did not hear anything so I stopped by a branch. Was told I was approved and the information I had to sign was in the mail. She was able to print the same information on the spot and I signed it, done!
My wife had the same experience except we went up on day 7 or 8. The teller pulled up her account printed the forms and she signed them right then.
The next day the original papers to sign arrived vial US Mail. So, it is a bit confusing how the status is listed, my bet the packet is in the mail.