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NFCU Personal Loan Experience

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dbw79
Regular Contributor

NFCU Personal Loan Experience

Good Evening All

 

I was wondering if anyone has secured a personal loan from Navy with a Transunion pull? I know for Navcheck and loans they usually pull Equifax, but will they pull TU if Equifax is on ice?  Also, can you share your personal experiences and approvals. What scores, did they require income verification? Has anyone secured $25k or more with no income ver? I would suspect $25k might be the max as you can get a $25k cc with no manual review. Anyone get approved for more? 

 

Appreciate all the feedback.

Message 1 of 7
6 REPLIES 6
approvedbyme
Valued Member

Re: NFCU Personal Loan Experience

I just applied for a $25K personal loan. The app is still under review at this time. Initially, stated a response will be given in a hour. It's been 2 days so far. Will keep you posted on the outcome.

Filed Ch.7 6/3/2014 Meeting of Creditors 7/8/2014
Discharge date:9/15/2014 Credit Scores Currently as of 9/24/2014
Experian 655
Eqifax:664
Transunion: 664 all lender pulled Oct. 2014

Message 2 of 7
dbw79
Regular Contributor

Re: NFCU Personal Loan Experience

Good luck! I'm assuming they pulled Equifax? I would be curious what, if any, docs they ask you for and if they c/o you. Fingers crossed.

Message 3 of 7
approvedbyme
Valued Member

Re: NFCU Personal Loan Experience

They only approved $5500...bankrupty was listed as reason for denying the 25K

Filed Ch.7 6/3/2014 Meeting of Creditors 7/8/2014
Discharge date:9/15/2014 Credit Scores Currently as of 9/24/2014
Experian 655
Eqifax:664
Transunion: 664 all lender pulled Oct. 2014

Message 4 of 7
dbw79
Regular Contributor

Re: NFCU Personal Loan Experience

Well congrats, assuming the $5500 will help your needs. An approval is better than a denial. Did they ask for income verification?

Message 5 of 7
approvedbyme
Valued Member

Re: NFCU Personal Loan Experience

Nope
Filed Ch.7 6/3/2014 Meeting of Creditors 7/8/2014
Discharge date:9/15/2014 Credit Scores Currently as of 9/24/2014
Experian 655
Eqifax:664
Transunion: 664 all lender pulled Oct. 2014

Message 6 of 7
SgtT77
Valued Member

Re: NFCU Personal Loan Experience

I got an $35k loan at the beginning of the year to consolidate all of my bills.  Didn't ask for no verifications or nothing.  Keep in mind I have a good rapport with them with other credit products.  They pulled Equifax as well.

Message 7 of 7
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